325 Old Wagon Rd, Emigrant Gap, CA 95715 Property Records

Placer County property record for 325 Old Wagon Rd, Emigrant Gap, CA 95715

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,135 sqft · built 1979
Lot Size	0.49 acres (21,324 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Aug 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`066-090-044-000`

Property Details

APN / Parcel Number

Primary APN	`066-090-044-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Building Area	1,135 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	21,324 sqft (0.49 acres)

Location & Zoning

Street Address	325 OLD WAGON RD
City	EMIGRANT GAP
State	CA
Zip	95715
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSAGB40
Legal Description	FR SEC 28 17 13
Legal Range	13E
Legal Township	17N
Legal Section	28
Jurisdiction	PLACER CA
Township / Civil Division	COLFAX-MONUMENTAL RIDGE
Census Block Group	3
Census Block	3051
Census Tract	22014

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 622, TRUCKEE, CA 96160-0622
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 6, 2020	Affidavit of Death, Transfer FINANCE OF AMERICA MTG
Jul 9, 2019	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 9, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Aug 6, 2018	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Jul 9, 2019	Affidavit of Death, Transfer OLD REPUBLIC TITLE
Aug 6, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage FINANCE OF AEMRICA MORTGAG LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 2, 2019
Transfer Doc	0000047192
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	325 OLD WAGON RD, EMIGRANT GAP, CA 95715
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073490
Date	Jul 20, 2020
Instrument	2020-0073490

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

August 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Aug 6, 2020
Property Address	325 OLD WAGON RD, EMIGRANT GAP, CA 95715
Document Number	0000082185
Instrument Date	Jul 14, 2020
Instrument	82185
Transaction Type	Transfer
Record Updated	Aug 25, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7685 RENO LN CITRUS HEIGHTS CA 956102107, CITRUS HEIGHTS, CA 95610-2107

Mortgage

Document Number	73490
Date	Aug 6, 2020
Instrument	73490

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 5, 2050

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Jul 9, 2019
Property Address	325 OLD WAGON RD, EMIGRANT GAP, CA 95715
Document Number	0000047192
Instrument Date	Jul 2, 2019
Instrument	47192
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1206 RED DOG LN AUBURN CA 956035837, AUBURN, CA 95603-5837

July 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Jul 9, 2019
Property Address	325 OLD WAGON RD, EMIGRANT GAP, CA 95715
Document Number	0000047190
Instrument Date	Jun 1, 2019
Instrument	2019-0047190
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1206 RED DOG LN, AUBURN, CA 95603-5837

Mortgage

Document Number	0000047191
Date	Jul 9, 2019
Instrument	2019-0047191

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2049

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Aug 6, 2018
Property Address	325 OLD WAGON RD, EMIGRANT GAP, CA 95715
Document Number	0000056483
Instrument Date	Aug 2, 2018
Instrument	56483
Transaction Type	Transfer
Record Updated	Aug 16, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1206 RED DOG LN AUBURN CA 956035837, AUBURN, CA 95603-5837

July 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Jul 9, 2019
Property Address	325 OLD WAGON RD, EMIGRANT GAP, CA 95715
Document Number	0000047189
Instrument Date	Aug 2, 2018
Instrument	47189
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	OLD REPUBLIC TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1206 RED DOG LN AUBURN CA 956035837, AUBURN, CA 95603-5837

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Aug 6, 2018
Property Address	325 OLD WAGON RD, EMIGRANT GAP, CA 95715
Document Number	0000056481
Instrument Date	Jul 1, 2018
Instrument	2018-0056481
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	OLD REPUBLIC TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	1206 RED DOG LANE, LOOMIS, CA 95650

Mortgage

Document Number	0000056482
Date	Aug 6, 2018
Instrument	2018-0056482

Lender

Name	FINANCE OF AEMRICA MORTGAG LLC
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$125,358 (+2%) Land $11,237 Building $114,121
2025	$1,685.00 (+2.37%) Homeowner's exemption	$122,901 (+4.04%) Land $11,017 Building $111,884
2023	$1,646.00 (+1.67%) Homeowner's exemption	$118,131 Land $10,590 Building $107,541
2022	$1,619.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	3 (2019–2023)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, May 2023 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 75% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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