324 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 324 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,058 sqft · built 2016
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on File
Last Sale	$246,500 (Oct 2020)
Tax Bill	$3,606 (2025)
Deeds & Mortgages	May 2019 Mortgage Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0346C-036-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-036-000`
Alternative APNs	`0063J036000` `0346C036` `6456`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,058 sqft Heated Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2017
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	22,216 sqft (0.51 acres)
Garage Area	400 sqft
Porch	Patio
Porch Area	340 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6456
Street Address	324 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.51 AC LOT 36 (OUT 63-22 & 22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	I
Legal Lot Number	36
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

324 Labrador Ln is owned and occupied by two individuals who bought it in October 2020.

Source: Effingham County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage CITIBANK
Nov 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCE
Oct 28, 2020	Warranty Deed, Transfer
Oct 28, 2020	Warranty Deed, Transfer
Apr 6, 2018	Warranty Deed, Transfer
Mar 26, 2018	Warranty Deed, Transfer · Conventional Mortgage MAGNOLIA BANK
Mar 16, 2018	Warranty Deed, Subdivision Related Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2020 · Amount on File
Deed Sale	Oct 28, 2020 · Amount on File
Prior Sale	Mar 26, 2018 · Amount on File
Deed Document Number	20203107
Deed Book / Page	2635 / 515
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LABRADOR LN, GUYTON, GA 31312-4783

Mortgage

Document Number	0000002525/0000000122
Date	May 22, 2019
Book Page	0000002525/0000000122
Instrument	004165

Lender

Name	CITIBANK

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Transaction Type	Mortgage
Record Updated	Jan 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LABRADOR LN, GUYTON, GA 31312-4783

Mortgage

Document Number	0000002635/0000000517
Date	Nov 4, 2020
Book Page	0000002635/0000000517
Instrument	011484

Lender

Name	AMERICAN FINANCE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 28, 2020
Property Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	002635/542
Book / Page	2635 / 542
Instrument Date	Oct 28, 2020
Instrument	2020-003167
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LABRADOR LN, GUYTON, GA 31312-4783

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 28, 2020
Property Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	002635/515
Book / Page	2635 / 515
Instrument Date	Oct 28, 2020
Instrument	2020-003107
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LABRADOR LN, GUYTON, GA 31312-4783

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Apr 6, 2018
Property Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	002459/227
Book / Page	2459 / 227
Instrument Date	Apr 6, 2018
Instrument	2018-000758
Transaction Type	Transfer
Record Updated	Nov 16, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LABRADOR LN, GUYTON, GA 31312-4783

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 26, 2018
Property Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	002457/509
Book / Page	2457 / 509
Instrument Date	Mar 26, 2018
Instrument	2018-000664
Transaction Type	Transfer
Record Updated	Mar 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 LABRADOR LN, GUYTON, GA 31312-4783

Mortgage

Document Number	2457/510
Date	Mar 27, 2018
Book Page	2457/510
Instrument	002428

Lender

Name	MAGNOLIA BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

March 2018: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 16, 2018
Property Address	324 LABRADOR LN, GUYTON, GA 31312-4783
Document Number	002456/605
Book / Page	2456 / 605
Instrument Date	Mar 16, 2018
Instrument	2018-000605
Transaction Type	Subdivision Related Transfer
Record Updated	Mar 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	107 W 14TH ST, RINCON, GA 31326-9152

Tax Assessment & Valuation

The 2025 property tax bill for 324 Labrador Ln was $3,606 with a homeowner's exemption, up 10.9% from the year before.

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,945 (%) Land $22,800 Building $118,145	$352,364 (-) Land $57,000 Building $295,364
2025	$3,606.00 (+10.85%) Homeowner's exemption	$140,946 (+8.81%) Land $22,800 Building $118,146	$352,364 (+8.81%) Land $57,000 Building $295,364
2024	$3,253.00 (+22.85%) Homeowner's exemption	$129,535 (-0.95%) Land $22,800 Building $106,735	$323,838 (-0.95%) Land $57,000 Building $266,838
2023	$2,648.00 (-16.62%) Homeowner's exemption	$130,777 (+13.36%) Land $17,600 Building $113,177	$326,942 (+13.36%) Land $44,000 Building $282,942
2022	$3,176.00 Homeowner's exemption	$115,360 Land $14,800 Building $100,560	$288,400 Land $37,000 Building $251,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 324 Labrador Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 Labrador Ln is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 80% of Georgia
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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