321 Labrador Ln, Guyton, GA 31312 Property Records

Effingham County property record for 321 Labrador Ln, Guyton, GA 31312

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,100 sqft · built 2019
Lot Size	0.67 acres (29,185 sqft)
Owner	2 Company Names on Record
Tax Bill	$5,584 (2025)
Deeds & Mortgages	Mar 2023 Transfer Feb 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0346C-047-000`

Property Details

APN / Parcel Number

Primary APN	`0346C-047-000`
Alternative APNs	`0063J047000` `0346C047` `6467`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,100 sqft Heated Area
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2020
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gambrel
Roof Material	Fiberglass
Lot Area	29,185 sqft (0.67 acres)
Garage Area	920 sqft

Exterior Amenities

Porch	Slab
Porch Area	108 sqft
Deck Area	100 sqft
Patio Area	100 sqft
Lean-To	128 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	6467
Street Address	321 LABRADOR LN
City	GUYTON
State	GA
Zip	31312-4784
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	.67AC LOT 47 (OUT 63-22&22A)
Legal Subdivision	HUNTERS CHASE
Legal Phase	1
Legal Block	I
Legal Lot Number	47
Jurisdiction	EFFINGHAM GA
Township / Civil Division	GUYTON-SPRINGFIELD
Census Block Group	2
Census Block	2001
Census Tract	30208

Owner

Source: Effingham County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	70 SUMMIT AVE, WAKEFIELD, RI 02879-2227
Owner Type	Company
Vesting	Trust, Irrevocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 17, 2023	Quit Claim Deed, Transfer Quitclaim
Feb 19, 2019	Deed of Trust, Mortgage · Commercial Mortgage BANK OF NEWINGTON
Oct 18, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage TIAA FEDERAL SAVINGS BANK
Dec 18, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2023
Deed Sale	May 5, 2023
Prior Sale	Oct 18, 2019 · Amount on Record
Deed Document Number	20231130
Deed Book / Page	2846 / 536
Prior Transfer Date	Mar 17, 2023
Prior Transfer Doc	002846/536
Record Updated	Oct 29, 2026

March 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Mar 17, 2023
Property Address	321 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002846/536
Book / Page	2846 / 536
Instrument Date	Mar 17, 2023
Instrument	2023-001130
Transaction Type	Transfer
Record Updated	Jun 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 SUMMIT AVE, S KINGSTOWN, RI 02879-2227

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EFFINGHAM GA
Property Address	321 LABRADOR LN, GUYTON, GA 31312-4784
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002510/0000000437
Date	Feb 19, 2019
Book Page	0000002510/0000000437
Instrument	001166

Lender

Name	BANK OF NEWINGTON

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 1, 2020

October 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Oct 18, 2019
Property Address	321 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002552/314
Book / Page	2552 / 314
Instrument Date	Oct 18, 2019
Instrument	2019-002813
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 LABRADOR LN, GUYTON, GA 31312-4784

Mortgage

Document Number	0000002552/0000000316
Date	Oct 21, 2019
Book Page	0000002552/0000000316
Instrument	008885

Lender

Name	TIAA FEDERAL SAVINGS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2034

December 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EFFINGHAM GA
Recording Date	Dec 18, 2018
Property Address	321 LABRADOR LN, GUYTON, GA 31312-4784
Document Number	002503/173
Book / Page	2503 / 173
Instrument Date	Dec 18, 2018
Instrument	2018-003477
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 517, GUYTON, GA 31312-0517

Tax Assessment & Valuation

Source: Effingham County assessment roll, as of December 22, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Effingham County
Unified School District	Effingham County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$154,747 (-9.42%) Land $22,800 Building $131,947	$386,868 (-9.42%) Land $57,000 Building $329,868
2025	$5,584.00 (+22.4%)	$170,841 (+15.29%) Land $22,800 Building $148,041	$427,102 (+15.29%) Land $57,000 Building $370,102
2024	$4,562.00 (+11.3%)	$148,186 (+5.8%) Land $22,800 Building $125,386	$370,465 (+5.8%) Land $57,000 Building $313,465
2023	$4,099.00 (+4.83%)	$140,067 (+12.52%) Land $17,600 Building $122,467	$350,168 (+12.52%) Land $44,000 Building $306,168
2022	$3,910.00	$124,480 Land $14,800 Building $109,680	$311,199 Land $37,000 Building $274,199

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 61% of Georgia
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planters Rural Telephone Cooperative Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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