325 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 325 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	4 bd · 6 ba · 3,451 sqft · built 2022
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$791,161 (Aug 2022)
Tax Bill	$5,314 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage Feb 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`242011301`

Property Details

APN / Parcel Number

Primary APN	`242011301`
Alternative APN	`R614 029 000 2363 0000`

Interior

Bedrooms	4 Beds
Full Baths	6 Baths
Half Baths	3 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,451 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Construction Type	Wood
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Account Number	242011301
Street Address	325 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9019 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9019
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

325 Flatwater Dr is owned and occupied by an individual who bought it in August 2022.

Source: Beaufort County records, as of March 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	325 FLATWATER DR, BLUFFTON, SC 29910-9715
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 31, 2022	Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CPM FCU
Feb 23, 2021	Limited Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2022 · Amount on File
Deed Sale	Aug 31, 2022 · Amount on File
Prior Sale	Feb 23, 2021 · Amount on File
Deed Document Number	2022049727
Deed Book / Page	4178 / 1256
Record Updated	Jun 8, 2026

August 2022: Limited Warranty Deed, Subdivision Related Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Aug 31, 2022
Property Address	325 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000049727
Book / Page	4178 / 1256
Map Reference	MB 153 PG 150-152
Instrument Date	Aug 30, 2022
Instrument	2022049727
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,057.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	325 FLATWATER DR, BLUFFTON, SC 29910-9715
Investor	Possibly a Property Investor

Mortgage

Document Number	0000049728
Date	Aug 31, 2022
Instrument	2022049728

Lender

Name	CPM FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.99%
Type Change Date	Sep 1, 2027
Change Frequency	Annually
Min Rate At Change	2.99%
Max Rate At Change	3.99%
Index	1-Year CMT
Margin	2
Max Rate	7.99%

February 2021: Limited Warranty Deed, Transfer

Document Type	Limited Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Feb 23, 2021
Property Address	325 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000012810
Book / Page	3974 / 2819
Instrument Date	Feb 19, 2021
Instrument	2021012810
Transaction Type	Transfer
Record Updated	Apr 30, 2024

Transaction

Amount	Amount on Record
Tax	$2,458.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14701 PHILIPS HWY, JACKSONVILLE, FL 32256-3743
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 325 Flatwater Dr was $5,314, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,314.00 (-0.06%)	$31,650 (+0.01%)
2024	$5,317.00 (+4.19%)	$31,648 (-) Land $10,000 Building $21,648	$791,200 (-) Land $250,000 Building $541,200
2023	$5,103.00 (+173.91%)	$31,648 (+427.47%) Land $10,000 Building $21,648	$791,200 (+691.2%) Land $250,000 Building $541,200
2022	$1,863.00	$6,000	$100,000 Land $100,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 325 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 325 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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