323 Flatwater Dr, Bluffton, SC 29910 Property Records

Beaufort County property record for 323 Flatwater Dr, Bluffton, SC 29910

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,642 sqft · built 2020
Lot Size	0.284 acres (12,371 sqft)
Owner	2 Individual Names on File
Last Sale	$685,000 (Nov 2020)
Tax Bill	$5,185 (2025)
Deeds & Mortgages	Jun 2023 Transfer Feb 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`242011300`

Property Details

APN / Parcel Number

Primary APN	`242011300`
Alternative APN	`R614 029 000 2362 0000`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	3 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,642 sqft Living Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,371 sqft (0.284 acres)

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

Street Address	323 FLATWATER DR
City	BLUFFTON
State	SC
Zip	29910-9715
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9018 HAMPTON LAKE PH 9 PB153 PG150
Legal Subdivision	HAMPTON LAKE
Legal Phase	9
Legal Lot Number	9018
Jurisdiction	BEAUFORT SC
Township / Civil Division	BLUFFTON
Census Block Group	2
Census Block	2003
Census Tract	2103

Owner

323 Flatwater Dr is owned and occupied by two individuals who bought it in November 2020.

Source: Beaufort County records, as of March 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	323 FLATWATER DR, BLUFFTON, SC 29910-9715
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2023	Intrafamily Transfer, Transfer
Feb 14, 2022	Intrafamily Transfer, Transfer
Nov 9, 2020	Warranty Deed, Subdivision Related Transfer ATTORNEY ONLY
Jun 4, 2020	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2020 · Amount on File
Deed Sale	Nov 9, 2020 · Amount on File
Deed Document Number	202065798
Deed Book / Page	3932 / 2398
Prior Transfer Date	Nov 6, 2020
Prior Transfer Doc	0000009132
Record Updated	Oct 29, 2026

June 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Jun 7, 2023
Property Address	323 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000027188
Book / Page	4248 / 2444
Map Reference	MB 153 PG 150-152
Instrument Date	Jun 7, 2023
Instrument	2023027188
Transaction Type	Transfer
Record Updated	Jun 20, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 SYLVAN CT, BLUFFTON, SC 29910-4753

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SYLVAN CT, BLUFFTON, SC 29910-4753

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BEAUFORT SC
Recording Date	Feb 14, 2022
Property Address	323 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000009132
Book / Page	4114 / 3013
Map Reference	MB 153 PG 150-152
Instrument Date	Nov 6, 2020
Instrument	2022009132
Transaction Type	Transfer
Record Updated	Apr 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5 SYLVAN CT, BLUFFTON, SC 29910-4753

November 2020: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BEAUFORT SC
Recording Date	Nov 9, 2020
Property Address	323 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000065798
Book / Page	003932 / 002398
Instrument Date	Oct 26, 2020
Instrument	65798
Transaction Type	Subdivision Related Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,535.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	323 FLATWATER DR BLUFFTON SC 29910, BLUFFTON, SC 29910

June 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BEAUFORT SC
Recording Date	Jun 4, 2020
Property Address	323 FLATWATER DR, BLUFFTON, SC 29910-9715
Document Number	0000029244
Book / Page	003870 / 001810
Instrument Date	Jun 1, 2020
Instrument	29244
Transaction Type	Transfer
Record Updated	May 21, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$799.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	591 BROWNS COVE RD #G RIDGELAND SC 299367281, G, RIDGELAND, SC 29936-7281
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 323 Flatwater Dr was $5,185, down 0.1% from the year before.

Source: Beaufort County assessment roll, as of March 12, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Beaufort County
Municipality	Bluffton Town
Unified School District	Beaufort County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,185.00 (-0.06%)	$31,510 (-13.8%)
2024	$5,188.00 (-61.37%)	$36,556 (-22.65%) Land $10,000 Building $26,556	$913,900 (-) Land $250,000 Building $663,900
2023	$13,430.00 (+9.82%)	$47,260 (+14.99%)	$913,900 (+33.42%) Land $250,000 Building $663,900
2022	$12,229.00	$41,100	$685,000 Land $100,000 Building $585,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 323 Flatwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 407 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	407 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 323 Flatwater Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 98% of South Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BJW&SA serves 164,829 people · EPA ID SC0720003
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Sparklight DSL	30 / 5

May also be available: AT&T, Hotwire Communications, T-Mobile.

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