325 E Bella Serata Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 325 E Bella Serata Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,053 sqft · built 2018
Lot Size	0.104 acres (4,522 sqft)
Owner	2 Individual Names on Record
Last Sale	$669,000 (Dec 2018)
Tax Bill	$13,304 (2026)
Deeds & Mortgages	Apr 2021 Mortgage Mar 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`262-230-270-000`

Property Details

APN / Parcel Number

Primary APN	`262-230-270-000`
Alternative APN	`262-230-27`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,522 sqft (0.104 acres)
Garage Type	Detached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-230-27
Street Address	325 E BELLA SERATA AVE
City	TRACY
State	CA
Zip	95391-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D WE
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	325 E BELLA SERATA AVE, TRACY, CA 95391-8825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 24, 2020	Deed of Trust, Mortgage SAFE FCU
May 8, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Dec 27, 2018	Grant Deed, Subdivision Related Transfer BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 27, 2018 · Amount on Record
Deed Sale	Dec 27, 2018 · Amount on Record
Prior Sale	May 4, 2018 · Amount on Record
Deed Document Number	2018145087
Record Updated	Oct 29, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825

Mortgage

Document Number	0000059336
Date	Apr 5, 2021
Instrument	2021-059336

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Document Number	0000039798
Instrument Date	Mar 24, 2020
Transaction Type	Mortgage
Record Updated	Apr 29, 2020
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	325 E BELLA SERATA AVE MOUNTAIN HOUSE CA 953918825, MOUNTAIN HOUSE, CA 95391-8825

Mortgage

Document Number	0000039798
Date	Mar 31, 2020
Instrument	39798

Lender

Name	SAFE FCU
Type	Credit Union
Address	FOLSOM, CA 95630-8765

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 30, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	325 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Document Number	0000049028
Instrument Date	May 8, 2019
Transaction Type	Mortgage
Record Updated	Jun 3, 2019
Title Company	VISIONET SYSTEMS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	325 E BELLA SERATA AVE MOUNTAIN HOUSE CA 953918825, MOUNTAIN HOUSE, CA 95391-8825

Mortgage

Document Number	0000049028
Date	May 14, 2019
Instrument	49028

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 13, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%

December 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 27, 2018
Property Address	325 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Document Number	0000145087
Instrument Date	Dec 10, 2018
Instrument	145087
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$735.90
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	325 E BELLA SERATA AVE MOUNTAIN HOUSE CA 953918825, MOUNTAIN HOUSE, CA 95391-8825

Mortgage

Document Number	145088
Date	Dec 27, 2018
Instrument	145088

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,304.00 (+13.06%)
2025	$11,767.00 (+4.55%)	$721,319 (+4.04%) Land $195,213 Building $526,106
2023	$11,255.00 (+2.19%)	$693,312 Land $187,634 Building $505,678	$1,070,010
2022	$11,014.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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