294 E Bella Serata Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 294 E Bella Serata Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,567 sqft · built 2018
Lot Size	0.094 acres (4,087 sqft)
Owner	Company Name on Record
Last Sale	$630,000 (Oct 2018)
Tax Bill	$16,093 (2026)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2020 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`262-220-480-000`

Property Details

APN / Parcel Number

Primary APN	`262-220-480-000`
Alternative APN	`262-220-48`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,567 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Construction Type	Wood
Lot Area	4,087 sqft (0.094 acres)
Garage Area	422 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-220-48
Street Address	294 E BELLA SERATA AVE
City	TRACY
State	CA
Zip	95391-8863
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D-WE
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1051
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	294 E BELLA SERATA AVE, TRACY, CA 95391-8863
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jan 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Jan 30, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Dec 14, 2019	Deed of Trust, Mortgage · Conventional Mortgage CALIFORNIA CU
Dec 18, 2018	Deed of Trust, Mortgage CALIFORNIA CU
Oct 19, 2018	Grant Deed, Subdivision Related Transfer JP MORGAN CHASE BK
Oct 18, 2018	Deed of Trust, Mortgage JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 19, 2018 · Amount on Record
Deed Sale	Oct 19, 2018 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Document Number	2018116171
Last Transfer Date	Jan 25, 2020
Transfer Doc	0000012858
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	294 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Transaction Type	Mortgage
Record Updated	Jul 25, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	294 E BELLA SERATA AVE, TRACY, CA 95391-8863

Mortgage

Document Number	0000008019
Date	Jan 19, 2022
Instrument	2022-008019

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2%
Type Change Date	Feb 1, 2027
Change Frequency	5 Years
Min Rate At Change	2.37%
Max Rate At Change	4%
Index	5-Year CMT
Max Rate	7%

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 30, 2020
Property Address	294 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Document Number	0000012858
Instrument Date	Jan 25, 2020
Instrument	12858
Transaction Type	Transfer
Record Updated	Feb 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	294 E BELLA SERATA AVE MOUNTAIN HOUSE CA 953918863, MOUNTAIN HOUSE, CA 95391-8863

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	294 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Document Number	0000152807
Instrument Date	Dec 14, 2019
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	294 E BELLA SERATA AVE MOUNTAIN HOUSE CA 953918863, MOUNTAIN HOUSE, CA 95391-8863

Mortgage

Document Number	0000152807
Date	Dec 26, 2019
Instrument	152807

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

Interest

Rate Type	Adjustable Rate
Rate	2.75%

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	294 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Document Number	0000144740
Instrument Date	Dec 18, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	CALIFORNIA MEMBERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	294 E BELLA SERATA AVE MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	0000144740
Date	Dec 27, 2018
Instrument	144740

Lender

Name	CALIFORNIA CU
Type	Credit Union
Address	GLENDALE, CA 91203

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 19, 2018
Property Address	294 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Document Number	0000116171
Instrument Date	Oct 19, 2018
Instrument	116171
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	294 E BELLA SERATA AVE MOUNTAIN HOUSE CA 95391, MOUNTAIN HOUSE, CA 95391

Mortgage

Document Number	116172
Date	Oct 19, 2018
Instrument	116172

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 18, 2048

Interest

Rate Type	Adjustable Rate

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	294 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8863
Document Number	0000122718
Instrument Date	Oct 18, 2018
Transaction Type	Mortgage
Record Updated	Apr 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4033 CLARE ST #16 DUBLIN CA 945684285, 16, DUBLIN, CA 94568-4285

Mortgage

Document Number	0000122718
Date	Nov 6, 2018
Instrument	122718

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240-2050

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 5, 2048

Interest

Rate Type	Adjustable Rate
Rate	4%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,093.00 (+43.57%)
2025	$11,209.00 (+4.53%)	$702,773 (+4.04%) Land $133,860 Building $568,913
2023	$10,723.00 (+2.86%)	$675,485 Land $128,663 Building $546,822	$1,024,290
2022	$10,425.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 623 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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