343 E Bella Serata Ave, Mountain House (Tracy), CA 95391 Property Records

San Joaquin County property record for 343 E Bella Serata Ave, Mountain House, CA 95391

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,053 sqft · built 2018
Lot Size	0.104 acres (4,523 sqft)
Owner	2 Individual Names on Record
Last Sale	$649,500 (Oct 2018)
Tax Bill	$13,334 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`262-230-240-000`

Property Details

APN / Parcel Number

Primary APN	`262-230-240-000`
Alternative APN	`262-230-24`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,053 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	4,523 sqft (0.104 acres)
Garage Type	Detached
Garage Area	467 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	262-230-24
Street Address	343 E BELLA SERATA AVE
City	TRACY
State	CA
Zip	95391-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	MOUNTAIN HOUSE NBRHD D
Legal Block	1
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1041
Census Tract	5223

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	343 E BELLA SERATA AVE, TRACY, CA 95391-8825
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 29, 2022	Deed of Trust, Mortgage · Commercial Mortgage US BANK NA
Apr 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Nov 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Nov 6, 2020	Deed of Trust, Mortgage WESCOM CTRL CU
Oct 26, 2018	Grant Deed, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 26, 2018 · Amount on Record
Deed Sale	Oct 26, 2018 · Amount on Record
Deed Document Number	2018118346
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Transaction Type	Mortgage
Record Updated	Jul 12, 2022
Title Company	RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825

Mortgage

Document Number	0000079689
Date	Jun 29, 2022
Instrument	2022-079689

Lender

Name	US BANK NA
Type	Bank
Address	LA JOLLA, CA 92037

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042412
Date	Apr 7, 2020
Instrument	2020-042412

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Apr 1, 2027
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8%
Index	1-Year CMT
Max Rate	8%

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	LAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825

Mortgage

Document Number	0000166015
Date	Nov 30, 2020
Instrument	2020-166015

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Document Number	0000158437
Instrument Date	Nov 6, 2020
Transaction Type	Mortgage
Record Updated	Dec 1, 2020
Title Company	WFG NATIONAL TITLE-IRVINE, WFG NAT'L TITLE-IRVINE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1438 S BELLA VITA ST MOUNTAIN HOUSE CA 953918862, MOUNTAIN HOUSE, CA 95391-8862

Mortgage

Document Number	0000158437
Date	Nov 17, 2020
Instrument	158437

Lender

Name	WESCOM CTRL CU
Type	Credit Union
Address	ANAHEIM, CA 92807

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 16, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 26, 2018
Property Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825
Document Number	0000118346
Map Reference	MB 42 PG 80
Instrument Date	Oct 18, 2018
Instrument	2018-118346
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	343 E BELLA SERATA AVE, MOUNTAIN HOUSE, CA 95391-8825

Mortgage

Document Number	0000118347
Date	Oct 26, 2018
Instrument	2018-118347

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Nov 1, 2028
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Mountain House City
Unified School District	Lammersville Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,334.00 (+13.03%)
2025	$11,797.00 (+4.56%)	$724,090 (+4.04%) Land $133,860 Building $590,230
2023	$11,283.00 (+2.18%)	$695,974 Land $128,663 Building $567,311	$1,061,280
2022	$11,042.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · lower than 70% of California
Wildfire Likelihood	0.09% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNTAIN HOUSE serves 26,400 people · EPA ID CA3910027
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 513 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Matrix Broadband Fixed Wireless	400 / 80
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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