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325 Durgin St, Ramona, CA 92065 Property Records

San Diego County property record for 325 Durgin St, Ramona, CA 92065

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,965 sqft · built 1950
Lot Size1.76 acres (76,666 sqft)
Owner2 Individual Names on File
Last Sale$485,000 (Apr 2017)
Tax Bill$6,190 (2025)
Deeds & MortgagesOct 2019 Mortgage
Apr 2017 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN282-040-54-00

Property Details

APN / Parcel Number

Primary APN282-040-54-00
Alternative APN
  • 2820400900

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms4 Rooms
Stories1 Story
Building Area1,965 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area76,666 sqft
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Old Parcel Number2820400900
Street Address325 DURGIN ST
CityRAMONA
StateCA
Zip92065-1605
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA70
Legal DescriptionSEC 20-13-1E E H 1.76 AC M/L IN TR 000863
Legal Range01E
Legal Township13
Legal Section20
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2031
Census Tract20805

Owner

Source: San Diego County records · APN 282-040-54-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address325 DURGIN ST, RAMONA, CA 92065-1605
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
BROKER SOLUTIONS INC
Apr 28, 2017Grant Deed, Transfer · Conventional Mortgage
BBMC MORTGAGE LLC
Jan 19, 2017Grant Deed, Transfer · Conventional with PMI
ANCHOR LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 28, 2017 · Amount on Record
Deed SaleApr 28, 2017 · Amount on Record
Prior SaleJan 19, 2017 · Amount on Record
Deed Document Number2017192806
Prior Transfer DateJul 15, 2009
Prior Transfer Doc0000430635
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address325 DURGIN ST, RAMONA, CA 92065-1605
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000468786
DateOct 17, 2019
Instrument2019-0468786
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
AddressTUSTIN, CA 92780
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2049

April 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 28, 2017
Property Address325 DURGIN ST, RAMONA, CA 92065-1605
Document Number0000192806
Instrument DateMar 27, 2017
Instrument2017-0192806
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyTITLE 365 COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address325 DURGIN ST, RAMONA, CA 92065-1605

Mortgage

Document Number0000192807
DateApr 28, 2017
Instrument2017-0192807
Lender
NameBBMC MORTGAGE LLC
TypeGovernment Agency
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2047

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateJan 19, 2017
Property Address325 DURGIN ST, RAMONA, CA 92065-1605
Document Number0000029594
Instrument DateJan 04, 2017
Instrument29594
Transaction TypeTransfer
Record UpdatedJan 25, 2017
Title CompanyCALIFORNIA TITLE COMPANY, CALIFORNIA TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$335.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address512 VIA DE LA VALLE #308 SOLANA BEACH CA 920752715, 308, SOLANA BEACH, CA 92075-2715
InvestorPossibly a Property Investor

Mortgage

Document Number29595,
DateJan 19, 2017
Instrument29595
Lender
NameANCHOR LNS
TypeFunding / Finance Company
AddressCALABASAS, CA 91302
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$574,135 (+2%) Land $295,947 Building $278,188
2025$6,190.00 (+7.6%)$562,879 (+4.04%) Land $290,145 Building $272,734
2023$5,753.00 (-1.78%)$541,024 Land $278,879 Building $262,145
2022$5,857.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire Likelihood0.8% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Cox Communications
Cable		2,000 / 100
San Diego Broadband
Fixed Wireless		500 / 100
Starlink
Satellite		280 / 30
T-Mobile USA
Fixed Wireless		100 / 20

May also be available: AT&T, Verizon.

Based on FCC filings for 166 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemRAMONA MUNICIPAL WD
serves 36,455 people
Water SourcePurchased surface water from several systems
Last State InspectionOct 2022
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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