San Diego County property record for 355 Durgin St, Ramona, CA 92065 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,672 sqft · built 1973 |
| Lot Size | 1.78 acres (77,537 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $584,000 (Oct 2020) |
| Tax Bill | $6,637 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit Dec 2020 Sale + 5 more |
| Flood Zone | Zone AE (high risk) |
| APN | 282-040-08-00 |
| Primary APN | 282-040-08-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,672 sqft Living Area |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Lot Area | 77,537 sqft |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 355 DURGIN ST |
|---|---|
| City | RAMONA |
| State | CA |
| Zip | 92065-1630 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SEC 20-13-1E POR TR 000863 |
| Legal Range | 01E |
| Legal Township | 13 |
| Legal Section | 20 |
| Legal Subdivision | RANCHO SANTA FE |
| Legal Tract | 000863 |
| Legal Block | 2 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | RAMONA |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 20805 |
Source: San Diego County records · APN 282-040-08-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 28, 2026 | Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT |
| Dec 23, 2020 | Grant Deed FIRST AMERICAN TITLE |
| Oct 27, 2020 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| May 30, 2018 | Quit Claim Deed, Transfer SERVICELINK |
| Aug 04, 2017 | Quit Claim Deed, Transfer TITLE 365 |
| Aug 04, 2017 | Quit Claim Deed, Transfer TITLE 365 |
| Aug 04, 2017 | Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 27, 2020 · Amount on Record |
| Deed Sale | Oct 27, 2020 · Amount on Record |
| Prior Sale | Aug 04, 2017 · Amount on Record |
| Deed Document Number | 2020661425 |
| Last Transfer Date | Dec 11, 2020 |
| Transfer Doc | 0000827980 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 28, 2026 |
| Property Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000152815 |
| Instrument Date | May 27, 2026 |
| Instrument | 2026152815 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Investor | Possibly a Property Investor |
| Document Number | 0000152815, |
|---|---|
| Date | May 28, 2026 |
| Instrument | 2026152815 |
| Type | Line of Credit |
|---|
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Dec 23, 2020 |
| Property Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000827980 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 827980 |
| Record Updated | Jan 07, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 355 DURGIN ST RAMONA CA 920651630, RAMONA, CA 92065-1630 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Oct 27, 2020 |
| Property Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000661425 |
| Instrument Date | Aug 31, 2020 |
| Instrument | 2020-0661425 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000661426 |
|---|---|
| Date | Oct 27, 2020 |
| Instrument | 2020-0661426 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 30, 2018 |
| Property Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000217285 |
| Instrument Date | May 28, 2018 |
| Instrument | 217285 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 355 DURGIN ST RAMONA CA 920651630, RAMONA, CA 92065-1630 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2017 |
| Property Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000354729 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 354729 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 355 DURGIN ST RAMONA CA 920651630, RAMONA, CA 92065-1630 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2017 |
| Property Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000354728 |
| Instrument Date | Jul 30, 2017 |
| Instrument | 354728 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | TITLE 365 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Aug 04, 2017 |
| Property Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000354730 |
| Map Reference | MAP863 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 2017-0354730 |
| Transaction Type | Transfer |
| Record Updated | Jul 22, 2022 |
| Title Company | TITLE365 COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 355 DURGIN ST, RAMONA, CA 92065-1630 |
| Document Number | 0000354731 |
|---|---|
| Date | Aug 04, 2017 |
| Instrument | 2017-0354731 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Unified School District | Ramona City Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $617,176 (+2%) Land $368,760 Building $248,416 | |
| 2025 | $6,637.00 (+7.38%) | $605,076 (+4.04%) Land $361,530 Building $243,546 |
| 2023 | $6,181.00 (-1.55%) | $581,583 Land $347,493 Building $234,090 |
| 2022 | $6,278.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 19 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 15 (1980–2023) |
| Claims Outside the SFHA | 3 of 15 |
| Most Recent Claim | Jan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Claims By Storm |
|
| Wildfire Risk | High above 84% of the US · above 63% of California |
|---|---|
| Wildfire Likelihood | About 1 in 116 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| AT&T | Fiber | 5,000 / 5,000 |
| Cox Communications | Cable | 2,000 / 100 |
| San Diego Broadband | Fixed Wireless (unlicensed) | 500 / 100 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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