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296 Durgin St, Ramona, CA 92065 Property Records

San Diego County property record for 296 Durgin St, Ramona, CA 92065 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,576 sqft · built 1973
Lot Size1.1 acres (47,916 sqft)
OwnerIndividual Name on File
Last Sale$839,000 (Oct 2025)
Tax Bill$1,712 (2025)
Deeds & MortgagesOct 2025 Transfer
Oct 2025 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN282-040-25-00

Property Details

APN / Parcel Number

Primary APN282-040-25-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area2,576 sqft Living Area

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Lot Area47,916 sqft

Location & Zoning

Street Address296 DURGIN ST
CityRAMONA
StateCA
Zip92065-3856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSEC 20-13-1E POR TR 000863
Legal Range01E
Legal Township13
Legal Section20
Legal SubdivisionRANCHO SANTA FE
Legal Tract000863
Legal Block2
JurisdictionSAN DIEGO CA
Township / Civil DivisionRAMONA
Census Block Group2
Census Block2037
Census Tract20805

Owner

Source: San Diego County records · APN 282-040-25-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address296 DURGIN ST, RAMONA, CA 92065-3856
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Quit Claim Deed, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Oct 03, 2025Intrafamily Transfer, Transfer
FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO
Oct 03, 2025Grant Deed, Transfer · FHA Mortgage
OCMBC INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 03, 2025 · Amount on Record
Deed SaleOct 03, 2025 · Amount on Record
Prior SaleOct 03, 2025
Deed Document Number2025276528
Prior Transfer DateMar 03, 2003
Prior Transfer Doc0000284066
Record UpdatedSep 20, 2026

October 2025: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateOct 03, 2025
Property Address296 DURGIN ST, RAMONA, CA 92065-3856
Document Number0000276526
Map ReferenceMAP 863
Instrument DateSep 03, 2025
Instrument2025-0276526
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 DURGIN ST, RAMONA, CA 92065-3856

October 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateOct 03, 2025
Property Address296 DURGIN ST, RAMONA, CA 92065-3856
Document Number0000276527
Instrument DateSep 03, 2025
Instrument2025-0276527
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address296 DURGIN ST, RAMONA, CA 92065-3856

October 2025: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateOct 03, 2025
Property Address296 DURGIN ST, RAMONA, CA 92065-3856
Document Number0000276528
Instrument DateSep 02, 2025
Instrument2025-0276528
Transaction TypeTransfer
Record UpdatedOct 13, 2025
Title CompanyFIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address296 DURGIN ST, RAMONA, CA 92065-3856
InvestorPossibly a Property Investor

Mortgage

Document Number0000276529
DateOct 03, 2025
Instrument2025-0276529
Lender
NameOCMBC INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
Unified School DistrictRamona City Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2026$839,000 (+468.49%) Land $129,837 Building $709,163
2025$1,712.00 (+17.58%) Homeowner's exemption$147,585 (+4.04%) Land $22,839 Building $124,746
2023$1,456.00 (-10.23%) Homeowner's exemption$141,855 Land $21,953 Building $119,902
2022$1,622.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730208052, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 19 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies19 in force
Nearby Flood Claims15 (1980–2023)
Claims Outside the SFHA3 of 15
Most Recent ClaimJan 2023, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims By Storm
  • Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 4 claims
  • Coastal Storms, Floods, Slides & Tornadoes, Mar 1983 · 3 claims

Wildfire

Wildfire RiskHigh
above 83% of the US · above 62% of California
Wildfire LikelihoodAbout 1 in 133 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Cox CommunicationsCable2,000 / 100
San Diego BroadbandFixed Wireless (unlicensed)500 / 100
T-Mobile USAFixed Wireless100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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