325 Dover Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 325 Dover Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,060 sqft · built 1969
Lot Size	1.4 acres (61,158 sqft)
Owner	2 Company Names on File
Last Sale	$409,000 (Jan 2020)
Tax Bill	$5,331 (2026)
Deeds & Mortgages	Aug 2023 Transfer Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`045B2-07-0C-01400`

Property Details

APN / Parcel Number

Primary APN	`045B2-07-0C-01400`
Alternative APN	`10592`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,060 sqft Finished Area
Basement Area	2,060 sqft
Finished Basement	515 sqft
Unfinished Basement	1,545 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Wood
Lot Area	61,158 sqft (1.4 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	344 sqft
Patio Area	290 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Street Address	325 DOVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CARRSBROOK LOT 14 BLK C SEC G
Legal Subdivision	CARRSBROOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10604

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	325 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Intrafamily Transfer, Transfer
Jun 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HM MTG
Jan 14, 2020	Correction Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Oct 4, 2019	Grant Deed, Transfer · Conventional Mortgage PROSPERITY HM MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2020 · Amount on File
Deed Sale	Jan 14, 2020 · Amount on File
Prior Sale	Oct 4, 2019 · Amount on File
Deed Document Number	2020473
Deed Book / Page	5266 / 277
Last Transfer Date	Jan 2, 2025
Transfer Doc	0000000185
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALBEMARLE VA
Recording Date	Aug 1, 2023
Property Address	325 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Document Number	202300006615
Map Reference	MB 380 PG 249
Instrument Date	May 4, 2023
Instrument	202300006615
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	325 DOVER RD, CHARLOTTESVILLE, VA 22901-1013

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	325 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Document Number	0000007511
Instrument Date	Jun 16, 2020
Transaction Type	Mortgage
Record Updated	Aug 13, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 DOVER RD CHARLOTTESVILLE VA 229011013, CHARLOTTESVILLE, VA 22901-1013

Mortgage

Document Number	0000007511
Date	Jun 22, 2020
Book Page	005337/000035
Instrument	7511

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 21, 2050

January 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Jan 14, 2020
Property Address	325 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Document Number	0000000473
Book / Page	005266 / 000277
Instrument Date	Jan 1, 2020
Instrument	473
Transaction Type	Transfer
Record Updated	Feb 3, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Tax	$409.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 DOVER RD CHARLOTTESVILLE VA 229011013, CHARLOTTESVILLE, VA 22901-1013

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ALBEMARLE VA
Recording Date	Oct 4, 2019
Property Address	325 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Document Number	0000010848
Book / Page	005225 / 000564
Instrument Date	Oct 1, 2019
Instrument	10848
Transaction Type	Transfer
Record Updated	Oct 22, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$409.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 DOVER RD CHARLOTTESVILLE VA 229011013, CHARLOTTESVILLE, VA 22901-1013

Mortgage

Document Number	10849
Date	Oct 4, 2019
Book Page	005225/000569
Instrument	10849

Lender

Name	PROSPERITY HM MTG
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 3, 2049

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,331.00 (+1.47%)	$596,300 (+1.46%) Land $168,900 Building $427,400	$596,300 (+1.46%) Land $168,900 Building $427,400
2025	$5,254.00 (+12.53%)	$587,700 (+7.48%) Land $176,500 Building $411,200	$587,700 (+7.48%) Land $176,500 Building $411,200
2023	$4,669.00 (+10.64%)	$546,800 Land $170,200 Building $376,600	$546,800 Land $170,200 Building $376,600
2022	$4,220.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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