322 Dover Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 322 Dover Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,382 sqft · built 1969
Lot Size	0.856 acres (37,287 sqft)
Owner	Individual Name on File
Last Sale	$279,000 (Jun 2013)
Tax Bill	$4,716 (2026)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045B2-07-0B-00700`

Property Details

APN / Parcel Number

Primary APN	`045B2-07-0B-00700`
Alternative APN	`10586`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,382 sqft Finished Area
Basement Area	532 sqft
Unfinished Basement	532 sqft
Family Room	Family Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Exterior Material	Brick
Construction Type	Wood
Roof Material	Wood
Lot Area	37,287 sqft (0.856 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	30 sqft
Patio Area	738 sqft
Storage Building	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	322 DOVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CARRSBROOK G B 7
Legal Subdivision	CARRSBROOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1003
Census Tract	10604

Owner

Source: Albemarle County records · APN 045B2-07-0B-00700

Assessment roll updated June 15, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	322 DOVER RD, CHARLOTTESVILLE, VA 22901-1014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 10, 2013 · Amount on Record
Deed Sale	Jun 10, 2013 · Amount on Record
Deed Document Number	20138126
Deed Book / Page	4363 / 727
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	322 DOVER RD, CHARLOTTESVILLE, VA 22901-1014
Document Number	0000018308
Instrument Date	Dec 10, 2020
Transaction Type	Mortgage
Record Updated	Jan 05, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	322 DOVER RD CHARLOTTESVILLE VA 229011014, CHARLOTTESVILLE, VA 22901-1014

Mortgage

Document Number	0000018308
Date	Dec 15, 2020
Book Page	005444/000682
Instrument	18308

Lender

Name	TRIUMPH MTG
Type	Mortgage Company
Address	COLLIERVILLE, TN 38017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 14, 2040

Tax Assessment & Valuation

Source: Albemarle County records · Assessment roll updated June 15, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,716.00 (+7.67%)	$527,500 (+7.65%) Land $124,600 Building $402,900	$527,500 (+7.65%) Land $124,600 Building $402,900
2025	$4,380.00 (+17.27%)	$490,000 (+12.03%) Land $130,200 Building $359,800	$490,000 (+12.03%) Land $130,200 Building $359,800
2023	$3,735.00	$437,400 Land $125,600 Building $311,800	$437,400 Land $125,600 Building $311,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Albemarle County (51003C), as of February 3, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 510030106041, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ting Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 192 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system VA2003053, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	ACSA URBAN AREA serves 77,408 people
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.