323 Dover Rd, Charlottesville, VA 22901 Property Records

Albemarle County property record for 323 Dover Rd, Charlottesville, VA 22901

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,274 sqft · built 1965
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Tax Bill	$5,769 (2026)
Deeds & Mortgages	Aug 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045B2-07-0C-01300`

Property Details

APN / Parcel Number

Primary APN	`045B2-07-0C-01300`
Alternative APN	`10591`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,274 sqft Finished Area
Basement Area	1,809 sqft
Finished Basement	553 sqft
Unfinished Basement	1,256 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
View / Lot	Proximity to Airport
Garage Type	Carport
Garage Area	642 sqft
Carport	Carport
Carport Area	642 sqft

Exterior Amenities

Pool Area	800 sqft
Porch	Slab
Porch Area	528 sqft
Patio Area	288 sqft
Storage Building	84 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Street Address	323 DOVER RD
City	CHARLOTTESVILLE
State	VA
Zip	22901-1013
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1 RESIDEN
Legal Description	CARRSBROOK G C 13
Legal Subdivision	CARRSBROOK
Jurisdiction	ALBEMARLE VA
Township / Civil Division	RIO
Census Block Group	1
Census Block	1001
Census Tract	10604

Owner

Source: Albemarle County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	323 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	323 DOVER RD, CHARLOTTESVILLE, VA 22901-1013
Transaction Type	Mortgage
Record Updated	Sep 1, 2023
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202300006765
Date	Aug 7, 2023
Instrument	202300006765

Lender

Name	STIFEL BANK & TRUST
Type	Bank
Address	SAINT LOUIS, MO 63141

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Sep 1, 2028
Change Frequency	6 Months
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Margin	3
Max Rate	10.7%

Tax Assessment & Valuation

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,769.00 (+6.6%)	$645,300 (+14.07%) Land $160,800 Building $484,500	$645,300 (+14.07%) Land $160,800 Building $484,500
2025	$5,412.00 (+12.03%)
2023	$4,831.00	$565,700 Land $162,000 Building $403,700	$565,700 Land $162,000 Building $403,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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