325 Croyden St, Spring Grove, IL 60081 Property Records

McHenry County property record for 325 Croyden St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,764 sqft · built 1959
Lot Size	0.289 acres (12,632 sqft)
Owner	Individual Name on Record
Tax Bill	$4,981 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-05-277-002`

Property Details

APN / Parcel Number

Primary APN	`10-05-277-002`

Interior

Full Baths	2.5 Baths
Half Baths	3 Half Baths
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,764 sqft Living Area
1st Floor Area	1,764 sqft
Basement Area	1,764 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	A-Frame
Exterior Material	Combination
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,632 sqft (0.289 acres)
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	210 sqft

Location & Zoning

Street Address	325 CROYDEN ST
City	SPRING GROVE
State	IL
Zip	60081-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0052696 LT 5 O W HOWELLS 3RD ADDN TO DUBELL PARK SUB
Legal Subdivision	O W HOWELLS 3RD ADDN TO DUBELL PARK SUB
Legal Block	277
Legal Lot Number	5
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1008
Census Tract	870704

Owner

Source: McHenry County records, as of March 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	325 CROYDEN ST, SPRING GROVE, IL 60081-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONS LENDING CORP
Sep 28, 2021	Intrafamily Transfer, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jun 30, 2021	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY
Jul 15, 2020	Warranty Deed, Transfer INGEO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2021
Deed Sale	Sep 28, 2021
Prior Sale	Jul 15, 2020 · Amount on Record
Deed Document Number	202152696
Prior Transfer Date	Sep 21, 2021
Prior Transfer Doc	0000052696
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	325 CROYDEN ST, SPRING GROVE, IL 60081-9642
Transaction Type	Mortgage
Record Updated	Aug 8, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000018102
Date	Jul 26, 2023
Instrument	2023R0018102

Lender

Name	NATIONS LENDING CORP
Type	Mortgage Company
Address	INDEPENDENCE, OH 44131

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MCHENRY IL
Recording Date	Sep 28, 2021
Property Address	325 CROYDEN ST, SPRING GROVE, IL 60081-9642
Document Number	0000052696
Instrument Date	Sep 21, 2021
Instrument	2021R0052696
Transaction Type	Transfer
Record Updated	Oct 7, 2021
Title Company	NATIONAL TITLE SOLUTIONS INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	325 CROYDEN ST, SPRING GROVE, IL 60081-9642

Mortgage

Document Number	0000052697
Date	Sep 28, 2021
Instrument	2021R0052697

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

Interest

Rate	3.37%

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MCHENRY IL
Recording Date	Jun 30, 2021
Property Address	325 CROYDEN ST, SPRING GROVE, IL 60081-9642
Document Number	0000035688
Map Reference	DOC 33698
Instrument Date	May 5, 2021
Instrument	2021R0035688
Transaction Type	Transfer
Record Updated	Jun 7, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	325 CROYDEN ST, SPRING GROVE, IL 60081-9642

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jul 15, 2020
Property Address	325 CROYDEN ST, SPRING GROVE, IL 60081-9642
Document Number	0000026417
Instrument Date	Jun 21, 2020
Instrument	26417
Transaction Type	Transfer
Record Updated	Aug 6, 2020
Title Company	INGEO

Transaction

Amount	Amount Recorded
Tax	$196.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	325 CROYDEBN ST SPRING GROVE IL 60081, SPRING GROVE, IL 60081

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,981.00	$73,863 (+20.32%) Land $13,911 Building $59,952	$221,589 (+20.32%) Land $41,733 Building $179,856
2022		$61,391 Land $11,562 Building $49,829	$184,173 Land $34,686 Building $149,487

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	55 (1979–2026)
Claims Outside the SFHA	2 of 55
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jul 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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