319 Croyden St, Spring Grove, IL 60081 Property Records

McHenry County property record for 319 Croyden St, Spring Grove, IL 60081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,450 sqft · built 1961
Lot Size	0.341 acres (10,890 sqft)
Owner	Individual Name on Record
Last Sale	$215,000 (Aug 2023)
Tax Bill	$4,578 (2024)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Feb 2021 Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`10-05-277-004`

Property Details

APN / Parcel Number

Primary APN	`10-05-277-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,450 sqft Living Area
1st Floor Area	1,450 sqft
Basement Area	1,100 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Lot Area	10,890 sqft (0.341 acres)
Deck Area	373 sqft
Patio Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	319 CROYDEN ST
City	SPRING GROVE
State	IL
Zip	60081-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2023R0019675 LT 7 O W HOWELLS 3RD ADDN TO DUBELL PARK SUB
Legal Subdivision	O W HOWELLS 3RD ADDN TO DUBELL PARK SUB
Legal Block	277
Legal Lot Number	7
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1008
Census Tract	870704

Owner

Source: McHenry County records, as of June 30, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	319 CROYDEN ST, SPRING GROVE, IL 60081-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Apr 3, 2019	Warranty Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 17, 2017	Warranty Deed, Transfer · Conventional with PMI PEOPLES HM EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 11, 2023 · Amount on Record
Deed Sale	Aug 11, 2023 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	202319675
Prior Transfer Date	Aug 29, 1997
Record Updated	Oct 29, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Aug 11, 2023
Property Address	319 CROYDEN ST, SPRING GROVE, IL 60081-9642
Document Number	0000019675
Map Reference	DOC79309 MB6 PG6
Instrument Date	Jul 10, 2023
Instrument	2023R0019675
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	NOT AVAILABLE, CT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$215.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CROYDEN ST, SPRING GROVE, IL 60081-9642

Mortgage

Document Number	0000019676
Date	Aug 11, 2023
Instrument	2023R0019676

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	319 CROYDEN ST, SPRING GROVE, IL 60081-9642
Transaction Type	Mortgage
Record Updated	Feb 19, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007763
Date	Feb 10, 2021
Instrument	2021R0007763

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	347 Months
Due	Jan 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Apr 3, 2019
Property Address	319 CROYDEN ST, SPRING GROVE, IL 60081-9642
Document Number	0000008907
Map Reference	DOC79309MB6PG6
Instrument Date	Mar 26, 2019
Instrument	2019R0008907
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$198.75
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	542 N CAROL LN APT D, D, ROUND LAKE, IL 60073-2851

Mortgage

Document Number	0000008908
Date	Apr 3, 2019
Instrument	2019R0008908

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Jan 17, 2017
Property Address	319 CROYDEN ST, SPRING GROVE, IL 60081-9642
Document Number	0000001998
Instrument Date	Jan 10, 2017
Instrument	1998
Transaction Type	Transfer
Record Updated	May 3, 2017
Title Company	ATTORNEY'S TITLE, ATTORNEYS TITLE GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$157.00
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 CROYDEN ST SPRING GROVE IL 600819642, SPRING GROVE, IL 60081-9642

Mortgage

Document Number	1999
Date	Jan 17, 2017
Instrument	1999

Lender

Name	PEOPLES HM EQUITY
Type	Funding / Finance Company
Address	BRENTWOOD

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 16, 2047

Interest

Rate Type	Fixed Rate
Rate	4.5%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of June 30, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$4,578.00	$67,893 (+20.32%) Land $14,483 Building $53,410	$203,679 (+20.32%) Land $43,449 Building $160,230
2022		$56,429 Land $12,037 Building $44,392	$169,287 Land $36,111 Building $133,176

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 30 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	55 (1979–2026)
Claims Outside the SFHA	2 of 55
Most Recent Claim	May 2026 · river or lake flooding
Claims by Event	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jul 1993 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-WHISPERING HILLS private · serves 8,300 people · EPA ID IL1115700
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	59 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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