321 Croyden St, Spring Grove, IL 60081 Property Records

McHenry County property record for 321 Croyden St, Spring Grove, IL 60081 · Last verified May 2024

Property Summary

Property Type	Single Family Home
Details	1,175 sqft · built 1959
Lot Size	0.365 acres (15,934 sqft)
Owner	Individual Name on File
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`10-05-277-003`

Property Details

APN / Parcel Number

Primary APN	`10-05-277-003`

Interior

Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,175 sqft Living Area
Gross Area	2,350 sqft
1st Floor Area	1,175 sqft

Exterior

Year Built	Built 1959
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	15,934 sqft
Garage Area	525 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	321 CROYDEN ST
City	SPRING GROVE
State	IL
Zip	60081-9642
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 1991R0032845 LT 6 O W HOWELLS 3RD ADDN TO DUBELL PARK SUB
Legal Range	09E
Legal Township	45N
Legal Section	05
Legal Subdivision	O W HOWELLS 3RD ADDN TO DUBELL PARK
Legal Block	277
Legal Lot Number	6
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	1
Census Block	1008
Census Tract	870704

Owner

Source: McHenry County records · APN 10-05-277-003

Assessment roll updated January 1, 2022 · Last verified May 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	321 CROYDEN ST, SPRING GROVE, IL 60081-9642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 1991
Deed Sale	Aug 29, 1991
Record Updated	Jun 07, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	321 CROYDEN ST, SPRING GROVE, IL 60081-9642
Transaction Type	Mortgage
Record Updated	Oct 25, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 CROYDEN ST, SPRING GROVE, IL 60081-9642

Mortgage

Document Number	0000055823
Date	Oct 14, 2021
Instrument	2021R0055823

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60690

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 06, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.69%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: McHenry County records · Assessment roll updated January 1, 2022 · Last verified May 2024

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Unified School District	Johnsburg Community Unit School District 12 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$61,815 Land $22,067 Building $39,748	$185,445 Land $66,201 Building $119,244

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, McHenry County (17111C), updated February 28, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171118707041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 30 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	30 in force
Nearby Flood Claims	55 (1979–2026)
Claims Outside the SFHA	2 of 55
Most Recent Claim	May 2026, river or lake flooding
Claims By Storm	Severe Storms, Straight-line Winds, And Flooding, Apr 2013 · 9 claims Severe Storms & Flooding, Jul 1993 · 9 claims

Wildfire

Wildfire Risk	Low above 2% of the US · above 14% of Illinois
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 166 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.