325 Chaney Rd, Monroe, NC 28110 Property Records

Union County property record for 325 Chaney Rd, Monroe, NC 28110

Property Summary

Property TypeRural Home
Details3 bd · 2 ba · 1,327 sqft · built 1992
Lot Size0.92 acres (40,075 sqft)
OwnerIndividual Name on File
Tax Bill$1,759 (2025)
Deeds & MortgagesDec 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN08-165-087

Property Details

APN / Parcel Number

Primary APN08-165-087

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area1,327 sqft Living Area
Gross Area1,325 sqft
1st Floor Area1,325 sqft

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleRanch
Exterior MaterialBrick
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area40,075 sqft (0.92 acres)
PorchSlab
Porch Area16 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address325 CHANEY RD
CityMONROE
StateNC
Zip28110-9715
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeRA-40 UNIO
Legal Description#8 ASBURY DOWNS PH1 OPCC764
Legal SubdivisionASBURY DOWNS
Legal Lot Number8
JurisdictionUNION NC
Township / Civil DivisionGOOSE CREEK
Census Block Group1
Census Block1003
Census Tract20206

Owner

Source: Union County assessment roll, as of March 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address325 CHANEY RD, MONROE, NC 28110-9715
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateJul 7, 2004
Transfer Doc0000028639
Record UpdatedJun 8, 2026

December 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NC
Property Address325 CHANEY RD, MONROE, NC 28110-9715
Document Number7539700
Instrument DateDec 11, 2019
Transaction TypeMortgage
Record UpdatedJan 7, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address325 CHANEY RD MONROE NC 281109715, MONROE, NC 28110-9715

Mortgage

Document Number7539700
DateDec 13, 2019
Book Page007539/000700
Instrument39067
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 12, 2034

Tax Assessment & Valuation

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyUnion County
MunicipalityUnionville Town
Unified School DistrictUnion County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,759.00 (+31.66%)$346,300 (+73.5%) Land $79,000 Building $267,300$346,300 (+73.5%) Land $79,000 Building $267,300
2023$1,336.00$199,600 Land $40,200 Building $159,400$199,600 Land $40,200 Building $159,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemUNION COUNTY WATER SYSTEM
serves 169,685 people · EPA ID NC0190413
Water SourceSurface water
Last State InspectionMay 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Mar 2020
Haloacetic acids
resolved · Jul 2017
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 35 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

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