Union County property record for 319 Chaney Rd, Monroe, NC 28110 · Last verified April 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,351 sqft · built 1991 |
| Lot Size | 0.92 acres (40,075 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,834 (2025) |
| Deeds & Mortgages | Apr 2019 Line of Credit May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-165-089 |
| Primary APN | 08-165-089 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 1,351 sqft Living Area |
| 1st Floor Area | 1,351 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 40,075 sqft (0.92 acres) |
| Porch | Slab |
|---|---|
| Porch Area | 143 sqft |
| Deck Area | 256 sqft |
| Patio Area | 256 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 319 CHANEY RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-9715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #10 ASBURY DOWNS PHASE 1 OPC764 |
| Legal Subdivision | ASBURY DOWNS |
| Legal Lot Number | 10 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 20206 |
Source: Union County records · APN 08-165-089
Assessment roll updated March 31, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 319 CHANEY RD, MONROE, NC 28110-9715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 02, 2019 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 13, 2010 |
| Deed Sale | Jul 13, 2010 |
| Prior Sale | Apr 26, 2010 · Amount on Record |
| Deed Document Number | 201017063 |
| Deed Book / Page | 5361 / 835 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 319 CHANEY RD, MONROE, NC 28110-9715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 7342674 |
|---|---|
| Date | Apr 02, 2019 |
| Book Page | 7342/674 |
| Instrument | 0008440 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | SAN FRANCISCO, CA 94108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 84 Months |
| Due | Apr 02, 2026 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 319 CHANEY RD, MONROE, NC 28110-9715 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | VYLLA TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 8104820 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 8104/820 |
| Instrument | 23547 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2036 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,834.00 (+28.61%) | $361,000 (+69.4%) Land $79,000 Building $282,000 | $361,000 (+69.4%) Land $79,000 Building $282,000 |
| 2023 | $1,426.00 | $213,100 Land $40,200 Building $172,900 | $213,100 Land $40,200 Building $172,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790202061, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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