Berrien County property record for 325 Bluffview, Watervliet, MI 49098
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,870 sqft · built 1940 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $85,000 (Feb 2017) |
| Tax Bill | $2,379 (2025) |
| Deeds & Mortgages | Mar 2006 Line of Credit Feb 2017 Sale & Mortgage + 1 more |
| Flood Zone | Zone A (high risk) |
| APN | 78-0026-0022-00-5 |
| Primary APN | 78-0026-0022-00-5 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,870 sqft Living Area |
| 1st Floor Area | 1,230 sqft |
| Basement Area | 1,230 sqft |
| Unfinished Basement | 1,230 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 156 ft deep x 66 ft wide |
| Garage Area | 240 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 325 BLUFFVIEW |
|---|---|
| City | WATERVLIET |
| State | MI |
| Zip | 49098-9380 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | COM ON THE ELY LN OF BLUFF VIEW ST 132' SLY OF SLY LN OF PEARL ST SUTHERLANDS ADD TO THE CITY OF WATERVLIET TH SLY ALONG ELY LN OF BLUFF VIEW ST 66' TH SELY AT RT ANG TO BLUFF VIEW ST 156' TH NELY PAR TO SD ST 66' TH NWLY 156'TO POB SEC 26 T3S R17W |
| Legal Range | 17W |
| Legal Township | 03S |
| Legal Section | 26 |
| Legal Subdivision | SUTHERLANDS ADD |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | WATERVLIET |
| Census Block Group | 3 |
| Census Block | 3003 |
| Census Tract | 10300 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 325 BLUFFVIEW, WATERVLIET, MI 49098-9380 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2006 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN |
| Feb 13, 2017 | Warranty Deed, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Aug 16, 2007 | Warranty Deed, Transfer · ARM EDGEWATER BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 13, 2017 · Amount on Record |
| Deed Sale | Feb 13, 2017 · Amount on Record |
| Prior Sale | Aug 16, 2007 · Amount on Record |
| Deed Book / Page | 3163 / 623 |
| Prior Transfer Date | Mar 22, 2012 |
| Prior Transfer Doc | 02989/1263 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 325 BLUFFVIEW, WATERVLIET, MI 49098-9380 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2026 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 02699/1487 |
|---|---|
| Date | Mar 31, 2006 |
| Book Page | 2699/1487 |
| Name | FIFTH THIRD BANK WESTERN MICHIGAN |
|---|---|
| Type | Bank |
| Address | 1850 E PARIS AVE SE, GRAND RAPIDS, MI 49546 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Change Frequency | Monthly |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Feb 13, 2017 |
| Property Address | 325 BLUFFVIEW, WATERVLIET, MI 49098-9380 |
| Document Number | 03163/0623 |
| Book / Page | 3163 / 0623 |
| Instrument Date | Feb 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $791.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 BLUFFVIEW, WATERVLIET, MI 49098-9380 |
| Document Number | 0031630624 |
|---|---|
| Date | Feb 13, 2017 |
| Instrument | 3163/0624 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Aug 16, 2007 |
| Property Address | 325 BLUFFVIEW, WATERVLIET, MI 49098-9380 |
| Document Number | 02805/1714 |
| Book / Page | 2805 / 1714 |
| Instrument Date | Jun 18, 2007 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,135.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 325 BLUFFVIEW, WATERVLIET, MI 49098-9380 |
| Document Number | 0028051716 |
|---|---|
| Date | Aug 16, 2007 |
| Instrument | 2805/1716 |
| Name | EDGEWATER BANK |
|---|
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 1, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | Annually |
| Min Rate At Change | 4.37% |
| Max Rate At Change | 8.37% |
| Index | 1-Year T-Bill |
| Max Rate | 11.3% |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | Watervliet City |
| Unified School District | Watervliet School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,000 (-7.98%) | $136,000 (-7.98%) | |
| 2025 | $2,379.00 (+2.23%) Homeowner's exemption | $73,900 (+28.52%) | $147,800 (+28.52%) |
| 2024 | $2,327.00 (+6.69%) | ||
| 2023 | $57,500 | $115,000 | |
| 2022 | $2,181.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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