325 Ball St, Elgin, IL 60123 Property Records

Kane County property record for 325 Ball St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 956 sqft · built 1930
Lot Size	0.55 acres (2,376 sqft)
Owner	Individual Name on File
Last Sale	$93,000 (Feb 2022)
Tax Bill	$3,140 (2025)
Deeds & Mortgages	Sep 2022 Mortgage Feb 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-255-002`

Property Details

APN / Parcel Number

Primary APN	`06-14-255-002`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	956 sqft Living Area
Gross Area	1,912 sqft
1st Floor Area	956 sqft
Basement Area	956 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	2,376 sqft (0.55 acres)
Lot Dimensions	66 ft deep x 36 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	325 BALL ST
City	ELGIN
State	IL
Zip	60123-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN ELY 36 FT OF WLY 1/2 LOT 8 & LY 10 FT VAC ST NLY OF & ADJ SAID PROPERTY LOT 8 BLK 37
Legal Subdivision	W C KIMBALLS PLAT
Legal Block	1
Legal Lot Number	8
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1013
Census Tract	851102

Owner

Source: Kane County assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	698 SUNBURY RD, SOUTH ELGIN, IL 60177-1838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2022	Deed of Trust, Mortgage · Conventional Mortgage DUPAGE CU
Feb 15, 2022	Special Warranty Deed, Transfer PREMIER TITLE COMPANY, PREMIER TITLE
Jul 25, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 15, 2022 · Amount on Record
Deed Sale	Feb 15, 2022 · Amount on Record
Prior Sale	Jul 25, 2018
Deed Document Number	20228907
Record Updated	Sep 20, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	325 BALL ST, ELGIN, IL 60123-5416
Transaction Type	Mortgage
Record Updated	Sep 14, 2022
Title Company	WHEATLAND TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044999
Date	Sep 8, 2022
Instrument	2022K044999

Lender

Name	DUPAGE CU
Type	Credit Union
Address	NAPERVILLE, IL 60567

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	KANE IL
Recording Date	Feb 15, 2022
Property Address	325 BALL ST, ELGIN, IL 60123-5416
Document Number	0000008907
Instrument Date	Jan 12, 2022
Instrument	2022K008907
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	PREMIER TITLE COMPANY, PREMIER TITLE

Transaction

Amount	Amount Recorded
Tax	$93.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	698 SUNBURY RD, SOUTH ELGIN, IL 60177-1838

July 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	KANE IL
Recording Date	Jul 25, 2018
Property Address	325 BALL ST, ELGIN, IL 60123-5416
Document Number	0000035837
Instrument Date	Aug 14, 2017
Instrument	35837
Transaction Type	Foreclosure
Record Updated	Aug 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$128.12
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3232 NEWMARK DR MIAMISBURG OH 453425421, MIAMISBURG, OH 45342-5421

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,140.00 (-2.91%) Homeowner's exemption
2024		$45,281 (+21.39%) Land $5,682 Building $39,599	$135,897 (+21.44%) Land $17,053 Building $118,845
2022	$3,234.00 (+3.95%)	$37,301 (+6.96%) Land $4,680 Building $32,621	$111,903 (+6.96%) Land $14,040 Building $97,863
2021	$3,111.00	$34,873 Land $4,375 Building $30,498	$104,619 Land $13,125 Building $91,494

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Radiate Holdings Cable	1,500 / 50
Opiquad Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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