328 Ball St, Elgin, IL 60123 Property Records

Kane County property record for 328 Ball St, Elgin, IL 60123 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,215 sqft · built 1900
Lot Size	0.268 acres (11,682 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,593 (2025)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-14-252-009`

Property Details

APN / Parcel Number

Primary APN	`06-14-252-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	5 Stories
Building Area	1,215 sqft Living Area
Gross Area	2,139 sqft
Basement Area	924 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	11,682 sqft (0.268 acres)
Lot Dimensions	198 ft deep x 59 ft wide
Garage Type	Detached
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	328 BALL ST
City	ELGIN
State	IL
Zip	60123-5568
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN EASTERLY 59 FT OF WESTERLY 109.5 (MEASURED ON BALL ST) OF THE SOUTHERLY 198 FT (MEASURED ON N JACKSON ST) OF BLOCK 38
Legal Subdivision	W C KIMBALLS PLAT
Legal Block	1
Legal Lot Number	2-7
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851102

Owner

Source: Kane County records · APN 06-14-252-009

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	328 BALL ST, ELGIN, IL 60123-5568
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 12, 2002
Deed Sale	Aug 12, 2002
Prior Sale	Aug 01, 1997 · Amount on Record
Deed Document Number	200299799
Prior Transfer Date	Jul 10, 2002
Prior Transfer Doc	0000099798
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	328 BALL ST, ELGIN, IL 60123-5568
Document Number	0000029928
Instrument Date	May 28, 2020
Transaction Type	Mortgage
Record Updated	Aug 05, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	328 BALL ST ELGIN IL 601235568, ELGIN, IL 60123-5568

Mortgage

Document Number	0000029928
Date	Jun 09, 2020
Instrument	29928

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 08, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,593.00 (-29.56%) Homeowner's exemption Senior Citizen's exemption
2024		$55,347 (+30.37%) Land $13,446 Building $41,901	$166,107 (+30.42%) Land $40,354 Building $125,753
2022	$3,681.00 (+3.95%)	$42,454 (+6.96%) Land $11,076 Building $31,378	$127,362 (+6.96%) Land $33,228 Building $94,134
2021	$3,541.00	$39,691 Land $10,355 Building $29,336	$119,073 Land $31,065 Building $88,008

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898511021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.