314 Ball St, Elgin, IL 60123 Property Records

Kane County property record for 314 Ball St, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,465 sqft · built 1883
Lot Size	0.268 acres (11,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$205,000 (May 2020)
Tax Bill	$4,595 (2025)
Deeds & Mortgages	May 2020 Sale & Mortgage Jun 2019 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-14-252-012`

Property Details

APN / Parcel Number

Primary APN	`06-14-252-012`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,465 sqft Living Area
Gross Area	2,340 sqft
Basement Area	875 sqft

Exterior

Year Built	Built 1883
Effective Year Built	Effective 1883
Construction Type	Frame
Lot Area	11,682 sqft (0.268 acres)
Lot Dimensions	198 ft deep x 59 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	314 BALL ST
City	ELGIN
State	IL
Zip	60123-5417
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W C KIMBALLS PLAT OF WEST ELGIN WESTERLY 59 FT OF EASTERLY 135.5 FT (MEASURED ON BALL ST) OF THE SOUTHERLY 198 FT (MEASURED ON N CRYSTAL ST) BLOCK 38
Legal Subdivision	W C KIMBALLS PLAT
Legal Block	1
Legal Lot Number	10-12
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1008
Census Tract	851102

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	314 BALL ST, ELGIN, IL 60123-5417
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2020	Warranty Deed, Transfer · Conventional Mortgage WINTRUST MORTGAGE
Jun 27, 2019	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jun 26, 2019	Grant Deed, Transfer ATTORNEY ONLY
Jan 16, 2019	Quit Claim Deed, Foreclosure CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS
Dec 14, 2017	Grant Deed, Foreclosure SERVICELINK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 4, 2020 · Amount on Record
Deed Sale	May 4, 2020 · Amount on Record
Prior Sale	Jun 27, 2019 · Amount on Record
Deed Document Number	202022267
Record Updated	Sep 20, 2026

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	May 4, 2020
Property Address	314 BALL ST, ELGIN, IL 60123-5417
Document Number	0000022267
Instrument Date	Apr 27, 2020
Instrument	2020K022267
Transaction Type	Transfer
Record Updated	Jul 27, 2021
Title Company	CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$205.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	314 BALL ST, ELGIN, IL 60123-5417

Mortgage

Document Number	0000022268
Date	May 4, 2020
Instrument	2020K022268

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.87%

Mortgage

Document Number	0000022269
Date	May 4, 2020
Instrument	2020K022269

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Jun 27, 2019
Property Address	314 BALL ST, ELGIN, IL 60123-5417
Document Number	0000027167
Instrument Date	Jun 21, 2019
Instrument	27167
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$142.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1933 CHEROKEE RD CARPENTERSVILLE IL 601101261, CARPENTERSVILLE, IL 60110-1261

June 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jun 26, 2019
Property Address	314 BALL ST, ELGIN, IL 60123-5417
Document Number	0000026864
Instrument Date	Jun 5, 2019
Instrument	26864
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$126.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	416 GENERAL MOUTON AVE LAFAYETTE LA 705018755, LAFAYETTE, LA 70501-8755

January 2019: Quit Claim Deed, Foreclosure

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Jan 16, 2019
Property Address	314 BALL ST, ELGIN, IL 60123-5417
Document Number	0000002172
Instrument Date	Aug 7, 2018
Instrument	2172
Transaction Type	Foreclosure
Record Updated	Jan 24, 2019
Title Company	CHICAGO LAND AGENCY SERVICES, CHICAGO LAND AGCY SVCS

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1000 7TH ST SW WASHINGTON DC 20410, WASHINGTON, DC 20410

December 2017: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Dec 14, 2017
Property Address	314 BALL ST, ELGIN, IL 60123-5417
Document Number	0000065026
Instrument Date	Sep 17, 2015
Instrument	65026
Transaction Type	Foreclosure
Record Updated	Jan 3, 2018
Title Company	SERVICELINK

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,595.00 (+15.8%) Homeowner's exemption
2024		$62,847 (+21.39%) Land $13,446 Building $49,401	$188,616 (+21.44%) Land $40,354 Building $148,262
2022	$3,968.00 (+4.92%) Homeowner's exemption	$51,771 (+6.96%) Land $11,076 Building $40,695	$155,313 (+6.96%) Land $33,228 Building $122,085
2021	$3,782.00 Homeowner's exemption	$48,402 Land $10,355 Building $38,047	$145,206 Land $31,065 Building $114,141

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1978–2009)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Mar 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Fox Valley Internet Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

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