3249 Cullowee Ln, Naples, FL 34114 Property Records

Collier County property record for 3249 Cullowee Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	3,512 sqft · built 2018
Lot Size	0.33 acres (14,375 sqft)
Owner	Individual Name on Record
Last Sale	$2,450,000 (Aug 2021)
Tax Bill	$26,027 (2025)
Deeds & Mortgages	Mar 2022 Line of Credit Aug 2021 Sale & Mortgage + 4 more
Flood Zone	Zone AE (high risk)
APN	`292550 C 26B24`

Property Details

APN / Parcel Number

Primary APN	`292550 C 26B24`
Alternative APN	`32431301388`

Interior

Stories	1 Story
Building Area	3,512 sqft Living Area
Gross Area	4,241 sqft
1st Floor Area	3,512 sqft

Exterior

Year Built	Built 2018
Lot Area	14,375 sqft (0.33 acres)
Lot Dimensions	179 ft deep x 91 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	360 sqft
Porch	Enclosed Porch
Deck Area	1,170 sqft

Location & Zoning

Account Number	292550 C 26B24
Street Address	3249 CULLOWEE LN
City	NAPLES
State	FL
Zip	34114-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLER'S CREEK, MARSH COVE, PHASE 1 BLOCK C LOT 2
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	C
Legal Lot Number	2
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2022	Deed of Trust, Mortgage · Line of Credit BAXTER CU
Aug 16, 2021	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Apr 15, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Jan 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Nov 8, 2019	Loan Modification, Mortgage · Conventional Mortgage MORTGAGE ELECTRONIC REGISTRATI
May 3, 2019	Grant Deed, Transfer LAKE MI CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	May 3, 2019 · Amount on Record
Deed Document Number	6113378
Deed Book / Page	5998 / 235
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753
Transaction Type	Mortgage
Record Updated	Apr 7, 2022
Title Company	MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753

Mortgage

Document Number	0061030149
Date	Mar 26, 2022
Book Page	6103/149
Instrument	6225724

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 30, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Aug 16, 2021
Property Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number	0059980235
Book / Page	5998 / 235
Map Reference	MB 56 PG 7-19
Instrument Date	Aug 11, 2021
Instrument	6113378
Transaction Type	Transfer
Record Updated	Aug 27, 2021
Title Company	LYONS TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,150.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8542 PALACIO TER N, 8542, NAPLES, FL 34114-2585

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753

Mortgage

Document Number	5998237
Date	Aug 16, 2021
Instrument	5998/237

Lender

Name	BAXTER CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.87%
Max Rate At Change	7.62%
Index	1-Year CMT
Max Rate	7.62%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0059283102
Date	Apr 15, 2021
Book Page	5928/3102
Instrument	6039584

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIER FL
Property Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058771156
Date	Jan 15, 2021
Book Page	5877/1156
Instrument	5986086

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	COLLIER FL
Property Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number	0056973636
Instrument Date	Nov 8, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 CULLOWEE LN NAPLES FL 341149753, NAPLES, FL 34114-9753

Mortgage

Document Number	0056973636
Date	Nov 21, 2019
Book Page	005697/003636
Instrument	5793697

Lender

Name	MORTGAGE ELECTRONIC REGISTRATI
Address	FLINT, MI 48501-2026

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Interest

Rate Type	Fixed Rate

May 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	COLLIER FL
Recording Date	May 3, 2019
Property Address	3249 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number	0056252274
Book / Page	005625 / 002274
Instrument Date	Apr 30, 2019
Instrument	5707239
Transaction Type	Transfer
Record Updated	Dec 6, 2019
Title Company	LYONS TITLE AND TRUST, LYONS TITLE & TR

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3249 CULLOWEE LN NAPLES FL 341149753, NAPLES, FL 34114-9753

Mortgage

Document Number	56252277
Date	May 3, 2019
Book Page	005625/002277
Instrument	5707240

Lender

Name	LAKE MI CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 2, 2049

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$26,027.00 (+3.37%)	$1,734,185 (+21%)	$1,901,431 (-15.47%) Land $963,112 Building $938,319
2023	$25,179.00 (+18.98%)	$1,433,211 (+1%)	$2,249,475 (+72.65%) Land $1,049,360 Building $1,200,115
2022	$21,163.00	$1,302,919 Land $75,468 Building $1,227,451	$1,302,919 Land $75,468 Building $1,227,451

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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