3245 Cullowee Ln, Naples, FL 34114 Property Records

Collier County property record for 3245 Cullowee Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	4,284 sqft · built 2020
Lot Size	0.369 acres (16,117 sqft)
Owner	Individual Name on Record
Last Sale	$1,205,000 (Oct 2020)
Tax Bill	$19,616 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`292550 C 36B24`

Property Details

APN / Parcel Number

Primary APN	`292550 C 36B24`
Alternative APN	`32431301401`

Interior

Building Area	4,284 sqft Adjusted Area

Exterior

Year Built	Built 2020
Lot Area	16,117 sqft (0.369 acres)
Lot Dimensions	198 ft deep x 67 ft wide

Exterior Amenities

Pool Type	Pool with Hot Tub/Spa
Pool Area	396 sqft
Porch	Enclosed Porch
Deck Area	1,276 sqft

Location & Zoning

Account Number	292550 C 36B24
Street Address	3245 CULLOWEE LN
City	NAPLES
State	FL
Zip	34114-9753
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLER'S CREEK, MARSH COVE, PHASE 1 BLOCK C LOT 3
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	C
Legal Lot Number	3
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

Source: Collier County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	3245 CULLOWEE LN, NAPLES, FL 34114-9753
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 12, 2020 · Amount on Record
Deed Sale	Oct 12, 2020 · Amount on Record
Deed Document Number	5936885
Deed Book / Page	5828 / 3573
Record Updated	Jun 8, 2026

October 2020: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 12, 2020
Property Address	3245 CULLOWEE LN, NAPLES, FL 34114-9753
Document Number	0058283573
Book / Page	5828 / 3573
Map Reference	MB 56 PG 7
Instrument Date	Oct 1, 2020
Instrument	5936885
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,435.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 CULLOWEE LN, NAPLES, FL 34114-9753

Mortgage

Document Number	0058283575
Date	Oct 12, 2020
Instrument	5828/3575

Lender

Name	MIDFLORIDA CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Collier County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,616.00 (+6.18%) Homeowner's exemption	$1,231,895 (+5.99%)	$2,023,492 (-15.25%) Land $1,050,667 Building $972,825
2023	$18,474.00 (-1.8%) Homeowner's exemption	$1,162,308 (+3%)	$2,387,710 (+76.5%) Land $1,144,757 Building $1,242,953
2022	$18,813.00 Homeowner's exemption	$1,128,454	$1,352,802 Land $82,328 Building $1,270,474

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · lower than 61% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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