3234 Cullowee Ln, Naples, FL 34114 Property Records

Collier County property record for 3234 Cullowee Ln, Naples, FL 34114

Property Summary

Property Type	Single Family Home
Details	3,600 sqft · built 2020
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$3,175,000 (Oct 2025)
Tax Bill	$17,350 (2025)
Deeds & Mortgages	Oct 2025 Sale Dec 2022 Document + 1 more
Flood Zone	Zone AE (high risk)
APN	`292550 C 306B24`

Property Details

APN / Parcel Number

Primary APN	`292550 C 306B24`
Alternative APN	`32431301948`

Interior

Building Area	3,600 sqft Living Area
1st Floor Area	3,600 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Construction Type	Masonry / Concrete Block
Lot Area	17,424 sqft (0.4 acres)
Pool Area	406 sqft
Deck Area	1,035 sqft

Location & Zoning

Street Address	3234 CULLOWEE LN
City	NAPLES
State	FL
Zip	34114-9798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIDDLERS CREEK, MARSH COVE, PHASE 1 BLOCK C LOT 30
Legal Range	26
Legal Township	51
Legal Section	24
Legal Subdivision	FIDDLERS CREEK MARSH COVE PH1
Legal Phase	1
Legal Tract	292550
Legal Block	C
Legal Lot Number	30
Jurisdiction	COLLIER FL
Township / Civil Division	EVERGLADES
Census Block Group	3
Census Block	3009
Census Tract	11111

Owner

3234 Cullowee Ln is owned by two individuals who bought it in October 2025.

Source: Collier County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	418 HILL AVE, GLEN ELLYN, IL 60137-5053
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 21, 2025	Warranty Deed, Transfer ACCOMODATION, ACCOMMODATION
Dec 13, 2022	ATTORNEY ONLY, ATTORNEY
Oct 16, 2020	Warranty Deed, Transfer · Conventional Mortgage LAKE MICHIGAN CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2025 · Amount on File
Deed Sale	Oct 21, 2025 · Amount on File
Prior Sale	Oct 16, 2020 · Amount on File
Deed Document Number	20256743245
Deed Book / Page	6518 / 2861
Prior Transfer Date	Feb 8, 2022
Prior Transfer Doc	0061981593
Record Updated	Oct 29, 2026

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 21, 2025
Property Address	3234 CULLOWEE LN, NAPLES, FL 34114-9798
Document Number	0065182861
Book / Page	6518 / 2861
Map Reference	MB 56 PG 7
Instrument Date	Oct 20, 2025
Instrument	6743245
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Tax	$22,225.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3258 IBIZA LN, NAPLES, FL 34114

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	418 HILL AVE, GLEN ELLYN, IL 60137-5053

December 2022:

Jurisdiction	COLLIER FL
Recording Date	Dec 13, 2022
Property Address	3234 CULLOWEE LN, NAPLES, FL 34114-9798
Document Number	0061981593
Book / Page	6198 / 1593
Map Reference	MB 56 PG 7-19
Instrument Date	Feb 8, 2022
Instrument	6340170
Record Updated	Dec 26, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3234 CULLOWEE LN, NAPLES, FL 34114-9798

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3234 CULLOWEE LN, NAPLES, FL 34114-9798

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIER FL
Recording Date	Oct 16, 2020
Property Address	3234 CULLOWEE LN, NAPLES, FL 34114-9798
Document Number	0058302542
Book / Page	5830 / 2542
Map Reference	MB 56 PG 7-19
Instrument Date	Oct 14, 2020
Instrument	5938835
Transaction Type	Transfer
Record Updated	Dec 30, 2021
Title Company	WATERVIEW TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,891.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 GREENWOOD BLVD STE 124, 1064, LAKE MARY, FL 32746-5419

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3234 CULLOWEE LN, NAPLES, FL 34114-9798

Mortgage

Document Number	0058302544
Date	Oct 16, 2020
Instrument	5830/2544

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3234 Cullowee Ln was $17,350, up 6.5% from the year before.

Source: Collier County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Collier County
Unified School District	Collier County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,862,443 (+24.02%) Land $834,261 Building $1,028,182	$1,862,443 (-13.41%) Land $834,261 Building $1,028,182
2025	$17,350.00 (+6.5%) Homeowner's exemption	$1,501,670 (+2.9%)	$2,150,829 (+0.14%) Land $1,167,408 Building $983,421
2024	$16,291.00 (+1.83%) Homeowner's exemption	$1,459,349 (+3%)	$2,147,722 (-15.05%) Land $1,041,955 Building $1,105,767
2023	$15,999.00 (-2.58%) Homeowner's exemption	$1,416,844 (+3%)	$2,528,230 (+83.79%) Land $1,271,952 Building $1,256,278
2022	$16,423.00 Homeowner's exemption	$1,375,577 Land $91,476 Building $1,284,101	$1,375,577 Land $91,476 Building $1,284,101

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3234 Cullowee Ln in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 429 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	705 units insured incl. 276 condo units
Nearby Flood Claims	2 (2024–2026)
Most Recent Claim	Mar 2026 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3234 Cullowee Ln is high, ranking above 74% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 74% of the US · above 59% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COLLIER COUNTY REGIONAL WTP serves 216,993 people · EPA ID FL5114069
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	9 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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