Effingham County property record for 3248 Low Ground Rd, Guyton, GA 31312
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,032 sqft · built 2002 |
| Lot Size | 12.6 acres (551,034 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $435,000 (Apr 2021) |
| Tax Bill | $3,435 (2025) |
| Deeds & Mortgages | Nov 2024 Line of Credit Apr 2021 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 03500-013-000 |
| Primary APN | 03500-013-000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,032 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2015 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable/Hip |
| Roof Material | Fiberglass |
| Lot Area | 551,034 sqft (12.6 acres) |
| Garage Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | 250 sqft |
| Patio Area | 250 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 7213 |
|---|---|
| Street Address | 3248 LOW GROUND RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-5405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR-1 |
| Legal Description | 12.65 AC TRCT C 2022 CUVA |
| Legal Tract | C |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 30404 |
Source: Effingham County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 5, 2024 | Deed of Trust, Mortgage · Line of Credit RENASANT BANK |
| Apr 16, 2021 | Limited Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS |
| Jun 3, 2020 | Quit Claim Deed, Transfer Quitclaim |
| Oct 20, 2017 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 16, 2021 · Amount on Record |
| Deed Sale | Apr 16, 2021 · Amount on Record |
| Prior Sale | Oct 20, 2017 · Amount on Record |
| Deed Document Number | 20211200 |
| Deed Book / Page | 2686 / 84 |
| Prior Transfer Date | Jun 3, 2020 |
| Prior Transfer Doc | 0002598/69 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Transaction Type | Mortgage |
| Record Updated | Dec 15, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Document Number | 0000002940/0000000639 |
|---|---|
| Date | Nov 5, 2024 |
| Book Page | 0000002940/0000000639 |
| Instrument | D2024008469 |
| Name | RENASANT BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 1, 2034 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Apr 16, 2021 |
| Property Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Document Number | 0002686/84 |
| Book / Page | 2686 / 84 |
| Instrument Date | Apr 16, 2021 |
| Instrument | 2021-001200 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Document Number | 0000002686/0000000087 |
|---|---|
| Date | May 5, 2021 |
| Book Page | 0000002686/0000000087 |
| Instrument | 005364 |
| Name | QUICKEN LOANS |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Jun 3, 2020 |
| Property Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Document Number | 0002598/69 |
| Book / Page | 2598 / 69 |
| Instrument Date | Jun 3, 2020 |
| Instrument | 2020-001516 |
| Transaction Type | Transfer |
| Record Updated | Nov 16, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Recording Date | Oct 20, 2017 |
| Property Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Document Number | 002434/282 |
| Book / Page | 2434 / 282 |
| Instrument Date | Oct 20, 2017 |
| Instrument | 2017-002927 |
| Transaction Type | Transfer |
| Record Updated | Mar 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3248 LOW GROUND RD, GUYTON, GA 31312-5405 |
| Document Number | 002434/285 |
|---|---|
| Date | Oct 25, 2017 |
| Book Page | 2434/285 |
| Instrument | 009549 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2047 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,435.00 (+10.88%) Homeowner's exemption | $236,766 (+17.55%) Land $121,508 Building $115,258 | $591,915 (+17.55%) Land $303,771 Building $288,144 |
| 2024 | $3,098.00 (+42.31%) Homeowner's exemption | $201,412 (+39.58%) Land $95,042 Building $106,370 | $503,531 (+39.58%) Land $237,605 Building $265,926 |
| 2023 | $2,177.00 (-19.67%) Homeowner's exemption | $144,303 (+15.51%) Land $54,869 Building $89,434 | $360,757 (+15.51%) Land $137,172 Building $223,585 |
| 2022 | $2,710.00 Homeowner's exemption | $124,923 Land $35,489 Building $89,434 | $312,307 Land $88,722 Building $223,585 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 79% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOUTHBROOK SUBDIVISION serves 47 people · EPA ID GA1030161 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 50 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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