Effingham County property record for 2820 Low Ground Rd, Guyton, GA 31312
| Property Type | Rural Home |
|---|---|
| Details | 2 ba · 2,208 sqft · built 2019 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,228 (2025) |
| Deeds & Mortgages | Oct 2019 Mortgage Oct 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03500-003-A01 |
| Primary APN | 03500-003-A01 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,208 sqft Heated Area |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Metal |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 576 sqft |
| Porch | Slab |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 29823 |
|---|---|
| Street Address | 2820 LOW GROUND RD |
| City | GUYTON |
| State | GA |
| Zip | 31312-5373 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | AR-1 |
| Legal Description | 5.00 AC TRCT 1 (OUT 350-3A) PLT 28/459 |
| Legal Tract | 1 |
| Jurisdiction | EFFINGHAM GA |
| Township / Civil Division | RINCON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 30404 |
Source: Effingham County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 2820 LOW GROUND RD, GUYTON, GA 31312-5373 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 31, 2019 | Deed of Trust, Mortgage · Conventional Mortgage MAGNOLIA BANK |
| Oct 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 2820 LOW GROUND RD, GUYTON, GA 31312-5373 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000002554/0000000224 |
|---|---|
| Date | Oct 31, 2019 |
| Book Page | 0000002554/0000000224 |
| Instrument | 009178 |
| Name | MAGNOLIA BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EFFINGHAM GA |
| Property Address | 2820 LOW GROUND RD, GUYTON, GA 31312-5373 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2022 |
| Name | Verified Name |
|---|---|
| Address | 2820 LOW GROUND RD, GUYTON, GA 31312-5373 |
| Document Number | 0000002738/0000000201 |
|---|---|
| Date | Oct 27, 2021 |
| Book Page | 0000002738/0000000201 |
| Instrument | 013135 |
| Name | WELLS FARGO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jan 1, 2041 |
Source: Effingham County assessment roll, as of December 22, 2025
| Type | Name |
|---|---|
| State | Georgia |
| County | Effingham County |
| Unified School District | Effingham County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $178,688 (-) Land $85,510 Building $93,178 | $446,721 (-) Land $213,776 Building $232,945 | |
| 2025 | $4,228.00 (+10.31%) Homeowner's exemption | $178,688 (+16.42%) Land $85,510 Building $93,178 | $446,721 (+16.42%) Land $213,776 Building $232,945 |
| 2024 | $3,833.00 (+6.15%) Homeowner's exemption | $153,487 (+37.82%) Land $66,636 Building $86,851 | $383,717 (+37.82%) Land $166,590 Building $217,127 |
| 2022 | $3,611.00 Homeowner's exemption | $111,367 Land $32,215 Building $79,152 | $278,418 Land $80,537 Building $197,881 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 19 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 92% of Georgia |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planters Rural Telephone Cooperative Fiber | 8,000 / 8,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures