Santa Rosa County property record for 3247 Russell Wade Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,834 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,800 (May 2025) |
| Tax Bill | $1,971 (2025) |
| Deeds & Mortgages | Dec 2025 Second Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-4N-30-0000-00610-0000 |
| Primary APN | 11-4N-30-0000-00610-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,834 sqft Living Area |
| Gross Area | 3,109 sqft |
| 1st Floor Area | 1,834 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 315 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 453 sqft |
| Porch | Slab |
| Porch Area | 118 sqft |
| Patio Area | 704 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3247 RUSSELL WADE RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | *DESCRIPTION UPDATE FOR 2025* LOT 9: COM AT NE CORN OF NE4 OF NW4 11-4N-30W THN S025527W 45.87 FT TO INT HARVEST ROAD THN N875118W 4.95 FT ALG RUSSELL WADE RD THN S023902W 456.92 FT TO POB THN CONT 139.51 FT THN N875118W 314.77 FT THN N020842E 139.50 |
| Legal Lot Number | 9 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3247 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 19, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage GULF WINDS FCU |
| Jul 26, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on Record |
| Deed Sale | May 27, 2025 · Amount on Record |
| Prior Sale | Jul 26, 2022 · Amount on Record |
| Deed Document Number | 202523635 |
| Deed Book / Page | 4619 / 1080 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3247 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Transaction Type | Mortgage |
| Record Updated | Jan 15, 2026 |
| Name | Verified Name |
|---|---|
| Address | 3247 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Document Number | 0046902079 |
|---|---|
| Date | Dec 19, 2025 |
| Book Page | 4690/2079 |
| Instrument | 202559261 |
| Name | GULF WINDS FCU |
|---|---|
| Type | Credit Union |
| Address | PENSACOLA, FL 32534 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jan 1, 2041 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 26, 2022 |
| Property Address | 3247 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Document Number | 0043091209 |
| Book / Page | 4309 / 1209 |
| Instrument Date | Jul 25, 2022 |
| Instrument | 202243861 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,100.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 355, JAY, FL 32565-0355 |
| Name | Verified Name |
|---|---|
| Address | 3247 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Document Number | 0043091212 |
|---|---|
| Date | Jul 26, 2022 |
| Instrument | 4309/1212 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,971.00 (+7.18%) | $199,264 (+4.78%) | $230,957 (+4.56%) Land $12,000 Building $218,957 |
| 2024 | $1,839.00 (+2%) Homeowner's exemption | $190,182 (+3%) | $220,890 (+1.74%) Land $9,000 Building $211,890 |
| 2023 | $1,803.00 (+1,402.5%) | $184,643 (+1,931.28%) | $217,107 (+2,288.42%) Land $9,000 Building $208,107 |
| 2022 | $120.00 | $9,090 | $9,090 Land $9,090 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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