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3127 Russell Wade Rd, Jay, FL 32565 Property Records

Santa Rosa County property record for 3127 Russell Wade Rd, Jay, FL 32565

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,728 sqft · built 2002
Lot Size9.77 acres (425,581 sqft)
Owner2 Individual Names on File
Last Sale$259,900 (Apr 2020)
Tax Bill$3,202 (2024)
Deeds & MortgagesApr 2020 Sale & Mortgage
May 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-4N-30-0000-01306-0000

Property Details

APN / Parcel Number

Primary APN11-4N-30-0000-01306-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,728 sqft Heated Area
Gross Area2,052 sqft
1st Floor Area1,728 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2007
Exterior MaterialBrick
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area425,581 sqft (9.77 acres)
PorchEnclosed Porch
Porch Area324 sqft
Deck Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number114N300000013060000
Street Address3127 RUSSELL WADE RD
CityJAY
StateFL
Zip32565-2929
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAG-RR
Legal DescriptionTHE S 571.57 FT OF SE4 OF NW4 SECTION 11 TOWNSHIP 4 NORTH RANGE 30 WEST ALNG WTH A 20' ESMNT FOR INGRESS/EGRESS LESS OR 2573
Legal Range30W
Legal Township04N
Legal Section11
Legal SubdivisionWEST
JurisdictionSANTA ROSA FL
Township / Civil DivisionJAY
Census Block Group3
Census Block3017
Census Tract10200

Owner

3127 Russell Wade Rd is owned and occupied by two individuals who bought it in April 2020.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record2 Individual Names on File
Mailing Address3127 RUSSELL WADE RD, JAY, FL 32565-2929
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 28, 2020Warranty Deed, Transfer · VA Mortgage
PRIVATE INDIVIDUAL
May 24, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 28, 2020 · Amount on File
Deed SaleApr 28, 2020 · Amount on File
Prior SaleMay 24, 2019 · Amount on File
Deed Document Number202019788
Deed Book / Page3943 / 1629
Record UpdatedJun 8, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateApr 28, 2020
Property Address3127 RUSSELL WADE RD, JAY, FL 32565-2929
Document Number0039431629
Book / Page003943 / 001629
Instrument DateApr 24, 2020
Instrument19788
Transaction TypeTransfer
Record UpdatedJun 22, 2020
Title CompanySURETY LAND TITLE/FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,819.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3127 RUSSELL WADE RD JAY FL 325652929, JAY, FL 32565-2929

Mortgage

Document Number39431631
DateApr 28, 2020
Book Page003943/001631
Instrument19789
Lender
NamePRIVATE INDIVIDUAL
TypePrivate Party
AddressPENSACOLA, FL 32501
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueApr 27, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateMay 24, 2019
Property Address3127 RUSSELL WADE RD, JAY, FL 32565-2929
Document Number0038321592
Book / Page3832 / 1592
Instrument DateMay 20, 2019
Instrument201921787
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanySURETY LAND TITLE OF FL LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,729.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3127 RUSSELL WADE RD, 3127, JAY, FL 32565-2929

Transferred To (Grantee/Buyer)

NameVerified Name
Address3127 RUSSELL WADE RD, JAY, FL 32565-2929

Mortgage

Document Number0038321594
DateMay 24, 2019
Instrument3832/1594
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$3,202.00 (-1.02%)$271,874 (+0.6%) Land $70,358 Building $201,516$271,874 (+0.6%) Land $70,358 Building $201,516
2023$3,235.00 (+5.2%)$270,252 (+3.83%) Land $70,358 Building $199,894$270,252 (+3.83%) Land $70,358 Building $199,894
2022$3,075.00$260,283$260,283 Land $70,358 Building $189,925

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3127 Russell Wade Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3127 Russell Wade Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMOORE CREEK MOUNT CARMEL UTILITIES
serves 4,875 people · EPA ID FL1570479
Water SourceGroundwater
Last State InspectionApr 2025
Lead2 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Conexon Connect
Fiber		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20

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