Santa Rosa County property record for 3235 Russell Wade Rd, Jay, FL 32565
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,527 sqft · built 2022 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $280,000 (May 2025) |
| Tax Bill | $2,383 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Jul 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-4N-30-0000-00611-0000 |
| Primary APN | 11-4N-30-0000-00611-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,527 sqft Living Area |
| Gross Area | 2,044 sqft |
| 1st Floor Area | 1,527 sqft |
| Flooring | Wood |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Material | Wood Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 315 ft deep x 140 ft wide |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Slab |
| Porch Area | 76 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3235 RUSSELL WADE RD |
|---|---|
| City | JAY |
| State | FL |
| Zip | 32565-2931 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-RR |
| Legal Description | **DESCRIPTION UPDATE FOR 2025** (LOT 10) COM AT THE NE COR OF THE NE4 OF THE NW4 OF SEC 11 T4N R30W LYING IN SRC FL THN S 02*5527 W 45.87 FT ALONG THE E LN OF SAID NE4 OF THE NW4 OF SEC 11 TO AN I/S/W THE SLY R/W LN OF COUNTY ROAD NUMBER 164 (HARVEST |
| Legal Lot Number | 10 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | JAY |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 10200 |
Source: Santa Rosa County records, as of April 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3247 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Oct 4, 2023 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Jul 29, 2022 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2025 · Amount on Record |
| Deed Sale | May 27, 2025 · Amount on Record |
| Prior Sale | Jul 29, 2022 · Amount on Record |
| Deed Document Number | 202523693 |
| Deed Book / Page | 4619 / 1358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 3235 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3235 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Document Number | 0044392053 |
|---|---|
| Date | Oct 4, 2023 |
| Book Page | 4439/2053 |
| Instrument | 202345103 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Aug 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Jul 29, 2022 |
| Property Address | 3235 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Document Number | 0043101427 |
| Book / Page | 4310 / 1427 |
| Instrument Date | Jul 29, 2022 |
| Instrument | 202244596 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 16, 2024 |
| Title Company | CLEAR TITLE/NW FL LLC, CLEAR TTL OF NORTHWEST FL LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,805.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX 355, JAY, FL 32565-0355 |
| Name | Verified Name |
|---|---|
| Address | 3235 RUSSELL WADE RD, JAY, FL 32565-2931 |
| Document Number | 0043101430 |
|---|---|
| Date | Jul 29, 2022 |
| Instrument | 4310/1430 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
Source: Santa Rosa County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,383.00 (+4.47%) | $196,949 (+3.14%) Land $12,000 Building $184,949 | $196,949 (+3.14%) Land $12,000 Building $184,949 |
| 2024 | $2,281.00 (+0.04%) | $190,945 (+1.73%) Land $9,000 Building $181,945 | $190,945 (+1.73%) Land $9,000 Building $181,945 |
| 2023 | $2,280.00 (+1,8%) | $187,696 (+1,964.86%) Land $9,000 Building $178,696 | $187,696 (+1,964.86%) Land $9,000 Building $178,696 |
| 2022 | $120.00 | $9,090 | $9,090 Land $9,090 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 2 (2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
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