3246 Summerchase Cir, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3246 Summerchase Cir, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,554 sqft · built 1986
Lot Size	0.11 acres (4,792 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Jul 2021)
Tax Bill	$2,620 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Jul 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`042-4-144-00-0`

Property Details

APN / Parcel Number

Primary APN	`042-4-144-00-0`
Alternative APNs	`26165` `18621`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,554 sqft Gross Area
1st Floor Area	1,620 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	4,792 sqft (0.11 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3246 SUMMERCHASE CIR
City	AUGUSTA
State	GA
Zip	30909-4151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SUMMERCHASE (00200) 023-0
Legal Subdivision	SUMMERCHASE
Legal Lot Number	23
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4002
Census Tract	1604

Owner

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3246 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2021	Deed of Trust, Mortgage · FHA Mortgage LOAN DEPOT COM
Jul 9, 2021	Warranty Deed, Transfer
Feb 15, 2018	Warranty Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 9, 2021 · Amount on File
Deed Sale	Jul 9, 2021 · Amount on File
Prior Sale	Jan 25, 2018 · Amount on File
Deed Document Number	20216323
Deed Book / Page	1797 / 2061
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3246 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151
Transaction Type	Mortgage
Record Updated	Jan 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151

Mortgage

Document Number	0017970000002063
Date	Aug 20, 2021
Book Page	0000001797/0000002063
Instrument	2021028510

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Jul 9, 2021
Property Address	3246 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151
Document Number	0017972061
Book / Page	1797 / 2061
Instrument Date	Jul 9, 2021
Instrument	2021-006323
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RICHMOND GA
Recording Date	Feb 15, 2018
Property Address	3246 SUMMERCHASE CIR, AUGUSTA, GA 30909-4151
Document Number	0016161363
Book / Page	001616 / 001363
Instrument Date	Jan 25, 2018
Transaction Type	Transfer
Record Updated	Mar 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$105.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3246 SUMMERCHASE CIR AUGUSTA GA 309094151, AUGUSTA, GA 30909-4151

Mortgage

Document Number	16161365
Date	Feb 15, 2018
Book Page	001616/001365

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 14, 2048

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,620.00 (+0.61%)
2025	$2,604.00 (+16.56%)	$76,764 (+9.63%) Land $11,200 Building $65,564	$191,910 (+9.63%) Land $28,000 Building $163,910
2023	$2,234.00 (+13.69%)	$70,024 (+23.58%) Land $11,200 Building $58,824	$175,060 (+23.58%) Land $28,000 Building $147,060
2022	$1,965.00	$56,664 Land $11,200 Building $45,464	$141,661 Land $28,000 Building $113,661

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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