3245 Summerchase Cir, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3245 Summerchase Cir, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,470 sqft · built 1986
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$99,500 (Sep 2005)
Tax Bill	$2,566 (2026)
Deeds & Mortgages	May 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`042-4-140-00-0`

Property Details

APN / Parcel Number

Primary APN	`042-4-140-00-0`
Alternative APNs	`26161` `18617`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,470 sqft Gross Area
1st Floor Area	1,254 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Foundation Type	Block
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,663 sqft (0.13 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Street Address	3245 SUMMERCHASE CIR
City	AUGUSTA
State	GA
Zip	30909-4153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SUMMERCHASE (00200) 047-0
Legal Subdivision	SUMMERCHASE
Legal Lot Number	47
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4003
Census Tract	1604

Owner

3245 Summerchase Cir is owned and occupied by an individual who bought it in September 2005.

Source: Augusta-Richmond County Consolidated Government records, as of October 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3245 SUMMERCHASE CIR, AUGUSTA, GA 30909-4153
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 6, 2005 · Amount on File
Deed Sale	Sep 6, 2005 · Amount on File
Prior Sale	Sep 2, 2005 · Amount on File
Deed Book / Page	1011 / 2542
Transfer Doc	0943002377
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3245 SUMMERCHASE CIR, AUGUSTA, GA 30909-4153
Document Number	0016801189
Instrument Date	May 30, 2019
Transaction Type	Mortgage
Record Updated	Jul 11, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3245 SUMMERCHASE CIR AUGUSTA GA 309094153, AUGUSTA, GA 30909-4153

Mortgage

Document Number	0016801189
Date	Jun 12, 2019
Book Page	001680/001189

Lender

Name	SRP FCU
Type	Credit Union
Address	NORTH AUGUSTA, SC 29861

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 11, 2034

Tax Assessment & Valuation

The 2026 property tax bill for 3245 Summerchase Cir was $2,566, up 1.7% from the year before.

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,566.00 (+1.7%)
2025	$2,523.00	$73,972 Land $11,200 Building $62,772	$184,930 Land $28,000 Building $156,930
2023	$2,156.00 (+595.48%)	$67,164 (+21.24%) Land $11,200 Building $55,964	$167,910 (+21.24%) Land $28,000 Building $139,910
2022	$310.00	$55,399 Land $11,200 Building $44,199	$138,498 Land $28,000 Building $110,498

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3245 Summerchase Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3245 Summerchase Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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