3243 Summerchase Cir, Augusta, GA 30909 Property Records

Augusta-Richmond County Consolidated Government property record for 3243 Summerchase Cir, Augusta, GA 30909

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,442 sqft · built 1986
Lot Size	0.09 acres (3,920 sqft)
Owner	Individual Name on File
Last Sale	$87,000 (Apr 2004)
Tax Bill	$2,290 (2025)
Deeds & Mortgages	Aug 2017 Mortgage Aug 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`042-4-139-00-0`

Property Details

APN / Parcel Number

Primary APN	`042-4-139-00-0`
Alternative APNs	`26160` `18616`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,442 sqft Gross Area
1st Floor Area	944 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Shingle
Lot Area	3,920 sqft (0.09 acres)
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	50 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3243 SUMMERCHASE CIR
City	AUGUSTA
State	GA
Zip	30909-4153
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1B
Legal Description	SUMMERCHASE (00200) 046-0
Legal Subdivision	SUMMERCHASE
Legal Lot Number	46
Jurisdiction	RICHMOND GA
Township / Civil Division	AUGUSTA
Census Block Group	4
Census Block	4003
Census Tract	1604

Owner

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3243 SUMMERCHASE CIR, AUGUSTA, GA 30909-4153
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Aug 3, 2017	Loan Modification, Mortgage · FHA Mortgage WELLS FARGO BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 15, 2004 · Amount on Record
Deed Sale	Apr 15, 2004 · Amount on Record
Prior Sale	Aug 6, 1997 · Amount on Record
Deed Book / Page	922 / 1747
Prior Transfer Date	Sep 24, 1997
Prior Transfer Doc	0572001157
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHMOND GA
Property Address	3243 SUMMERCHASE CIR, AUGUSTA, GA 30909-4153
Document Number	0015940780
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 SUMMERCHASE CIR AUGUSTA GA 309094153, AUGUSTA, GA 30909-4153

Mortgage

Document Number	0015940780
Date	Sep 6, 2017
Book Page	001594/000780

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410-8000

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 5, 2047

August 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	RICHMOND GA
Property Address	3243 SUMMERCHASE CIR, AUGUSTA, GA 30909-4153
Document Number	0015951637
Instrument Date	Aug 3, 2017
Transaction Type	Mortgage
Record Updated	Jan 11, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3243 SUMMERCHASE CIR AUGUSTA GA 309094153, AUGUSTA, GA 30909-4153

Mortgage

Document Number	0015951637
Date	Sep 15, 2017
Book Page	001595/001637

Lender

Name	WELLS FARGO BK
Type	Bank
Address	FORT MILL, SC 29715

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2047

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Augusta-Richmond County Consolidated Government assessment roll, as of October 21, 2025

Property Jurisdictions

Type	Name
State	Georgia
County / Consolidated City	Augusta-Richmond County Consolidated Government
Unified School District	Richmond County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,290.00 (+62.41%)	$70,916 (+12.75%) Land $11,200 Building $59,716	$177,290 (+12.75%) Land $28,000 Building $149,290
2023	$1,410.00 (-20.25%) Homeowner's exemption	$62,896 (+19.43%) Land $11,200 Building $51,696	$157,240 (+19.43%) Land $28,000 Building $129,240
2022	$1,768.00	$52,664 Land $11,200 Building $41,464	$131,659 Land $28,000 Building $103,659

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 19, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUGUSTA-RICHMOND CO WS serves 204,000 people · EPA ID GA2450000
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
WOW Internet, Cable & Phone Cable	1,200 / 50
T-Mobile USA Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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