San Luis Obispo County property record for 3223 Ocean Blvd, Cayucos, CA 93430
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.062 acres (2,698 sqft) |
| Owner | Company Name on File |
| Tax Bill | $2,071 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit Mar 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 064-426-058 |
| Primary APN | 064-426-058 |
|---|
| Lot Area | 2,698 sqft (0.062 acres) |
|---|
| Street Address | 3223 OCEAN BLVD |
|---|---|
| City | CAYUCOS |
| State | CA |
| Zip | 93430-1854 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF |
| Legal Description | MORRO STR U 3 BL 14 LT 32 |
| Legal Subdivision | MORRO STRAND 03 |
| Legal Block | 14 |
| Legal Lot Number | 32 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 10504 |
3223 Ocean Blvd is owned by a company that acquired it in March 2021.
Source: San Luis Obispo County records, as of August 6, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3223 OCEAN BLVD, CAYUCOS, CA 93430-1854 |
| Owner Type | Company |
| Vesting | Borrower in Default |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 19, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 29, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2021 |
| Transfer Doc | 0000023452 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 3223 OCEAN BLVD, CAYUCOS, CA 93430-1854 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 3223 OCEAN BLVD, CAYUCOS, CA 93430-1854 |
| Document Number | 0000002637 |
|---|---|
| Date | Jan 19, 2022 |
| Instrument | 2022002637 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | TAMPA, FL 33634 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Mar 29, 2021 |
| Property Address | 3223 OCEAN BLVD, CAYUCOS, CA 93430-1854 |
| Document Number | 0000023452 |
| Map Reference | MB 3 PG 112 |
| Instrument Date | Mar 23, 2021 |
| Instrument | 2021023452 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
| Address | 3223 OCEAN BLVD, CAYUCOS, CA 93430-1854 |
The 2025 property tax bill for 3223 Ocean Blvd was $2,071.
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Elementary School District | Cayucos Elementary School District (KG - 08) |
| Secondary School District | Coast Unified School District (9-12) (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $190,568 (+2%) Land $30,016 Building $160,552 | |
| 2025 | $2,071.00 | $186,832 Land $29,428 Building $157,404 |
| 2023 | $2,027.00 (+1.81%) | $179,579 Land $28,286 Building $151,293 |
| 2022 | $1,991.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 3223 Ocean Blvd in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1983.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 20 policies |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 10 (1983–2016) |
| Claims Outside the SFHA | 6 of 10 |
| Most Recent Claim | Jan 2016 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3223 Ocean Blvd is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · lower than 60% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SLOCSA #10A - CAYUCOS serves 1,200 people · EPA ID CA4010901 |
|---|---|
| Water Source | Purchased surface water from SLO CSA NO. 10 - CAYUCOS WTP |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 355 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: Ranch Wifi.
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