32438 Downing Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 32438 Downing Rd, Delmar, MD 21875 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,515 sqft · built 1987
Lot Size4.09 acres (178,160 sqft)
Owner2 Individual Names on File
Last Sale$276,000 (Apr 2021)
Tax Bill$2,094 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05-092000

Property Details

APN / Parcel Number

Primary APN05-092000
Alternative APN
  • 092000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,515 sqft Total Area
Utility Area80 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Exterior MaterialLogs
Roof MaterialComposition Shingle
Lot Area178,160 sqft (4.09 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area384 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number092000
Street Address32438 DOWNING RD
CityDELMAR
StateMD
Zip21875-2149
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description4.093 AC 32438 DOWNING RD WS OF MELSON
Legal SubdivisionLOT SURVEY W SIMPSON DUNAHOO
JurisdictionWICOMICO MD
Township / Civil Division5, PARSONS
Census Block Group3
Census Block3016
Census Tract10603

Owner

Source: Wicomico County records · APN 05-092000

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address32438 DOWNING RD, DELMAR, MD 21875-2149
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 07, 2021 · Amount on Record
Deed SaleApr 07, 2021 · Amount on Record
Prior SaleJun 21, 1982 · Amount on Record
Deed Book / Page4827 / 185
Record UpdatedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionWICOMICO MD
Recording DateApr 07, 2021
Property Address32438 DOWNING RD, DELMAR, MD 21875-2149
Document Number0048270185
Book / Page4827 / 185
Map ReferenceLB AJS 974 FO 801
Instrument DateMar 26, 2021
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyNOT AVAILABLE, DELMARVA TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address32438 DOWNING RD, DELMAR, MD 21875-2149

Mortgage

Document Number0004827192
DateApr 07, 2021
Instrument4827/192
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

Tax Assessment & Valuation

Source: Wicomico County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$258,133 (+40.54%)$329,200 (+47.89%) Land $57,700 Building $271,500
2025$2,094.00 (+14.3%)
2023$1,832.00$183,667$222,600 Land $57,700 Building $164,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Wicomico County (24045C), updated April 28, 2022 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240450106033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies5 in force

Wildfire

Wildfire RiskModerate
above 65% of the US · above 94% of Maryland
Wildfire LikelihoodAbout 1 in 556 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 7 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable1,200 / 35
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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