32486 Downing Rd, Delmar, MD 21875 Property Records

Wicomico County property record for 32486 Downing Rd, Delmar, MD 21875

Property Summary

Property TypeRural Home
Details2.5 ba · 2,197 sqft · built 1991
Lot Size14.4 acres (629,006 sqft)
Owner2 Individual Names on File
Last Sale$650,000 (Dec 2021)
Tax Bill$2,996 (2025)
Deeds & MortgagesDec 2021 Sale
Sep 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN05-104920

Property Details

APN / Parcel Number

Primary APN05-104920
Alternative APN
  • 104920

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,197 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area629,006 sqft (14.4 acres)
Garage TypeDetached
Garage Area576 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area412 sqft
Patio Area320 sqft
Stable240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number104920
Street Address32486 DOWNING RD
CityDELMAR
StateMD
Zip21875-2149
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeAR
Legal DescriptionL-1 14.44AC DOWNING ROAD WS OF MELSON
Legal SubdivisionLOT SURVEYS FOR WIN S DUNAHOO JR
Legal Lot Number1
JurisdictionWICOMICO MD
Township / Civil Division5, PARSONS
Census Block Group3
Census Block3016
Census Tract10603

Owner

32486 Downing Rd, a rural home, is owned by two individuals who bought it in December 2021.

Source: Wicomico County records, as of September 9, 2026

Owner of Record2 Individual Names on File
Mailing Address2461 CECIL LN, HUNTINGTOWN, MD 20639-3901
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed, Transfer
Sep 2, 2021Deed of Trust, Mortgage · Commercial Mortgage
THE FARMERS BANK OF WILLARDS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 21, 2021 · Amount on File
Deed SaleDec 21, 2021 · Amount on File
Prior SaleJan 18, 1991 · Amount on File
Deed Book / Page5007 / 414
Record UpdatedOct 29, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionWICOMICO MD
Recording DateDec 21, 2021
Property Address32486 DOWNING RD, DELMAR, MD 21875-2149
Document Number0050070414
Book / Page5007 / 414
Map ReferenceMB 9 PG 100-398
Instrument DateDec 15, 2021
Transaction TypeTransfer
Record UpdatedJan 11, 2022

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2461 CECIL LN, HUNTINGTOWN, MD 20639-3901

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWICOMICO MD
Property Address32486 DOWNING RD, DELMAR, MD 21875-2149
Transaction TypeMortgage
Record UpdatedSep 16, 2021
Title CompanyACQUEST TITLE SERVICES LLC, ACQUEST TITLE SERVICES INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address32486 DOWNING RD, DELMAR, MD 21875-2149

Mortgage

Document Number0049310460
DateSep 2, 2021
Book Page4931/460
Lender
NameTHE FARMERS BANK OF WILLARDS
TypeBank
AddressWILLARDS, MD 21874
Agreement
TypeCommercial Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 32486 Downing Rd was $2,996.

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyWicomico County
Unified School DistrictWicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$352,167$413,900 Land $55,000 Building $358,900
2025$2,996.00
2023$2,686.00$269,367$321,300 Land $55,000 Building $266,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 32486 Downing Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32486 Downing Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · above 92% of Maryland
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
T-Mobile
Fixed Wireless
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Downing Rd

Nearby Streets

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