3243 Taylor St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3243 Taylor St, Schenectady, NY 12306

Property Summary

Property TypeDuplex
Details3 bd · 2.5 ba · 2,345 sqft · built 1925
Lot Size0.15 acres (6,534 sqft)
Owner2 Individual Names on File
Last Sale$370,000 (Mar 2023)
Tax Bill$10,300 (2025)
Deeds & MortgagesOct 2021 Line of Credit
Mar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.18-8-10

Property Details

APN / Parcel Number

Primary APN422800 48.18-8-10
Alternative APN
  • 280004801800080100000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,345 sqft Total Area
1st Floor Area1,340 sqft
Upper Floors Area390 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 2000
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions130 ft deep x 50 ft wide

Exterior Amenities

Pool TypeIn-Ground Vinyl Pool
Pool Area512 sqft
PorchSlab
Porch Area200 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3243 TAYLOR ST
CitySCHENECTADY
StateNY
Zip12306-1422
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Local Zoning CodeR-1
Legal DescriptionR,G,DM,FP,PT MAPLEWOOD 1 - 168, PT 167 6.-473-20
Legal SubdivisionMAPLEWOOD
Legal Block8
Legal Lot Number10.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4003
Census Tract32700

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 48.18-8-10

Assessment roll updated April 14, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address10517 103RD DR, 1, OZONE PARK, NY 11417-1816
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 12, 2021Deed of Trust, Mortgage · Line of Credit
BERKSHIRE BANK
Mar 16, 2023Warranty Deed, Transfer · FHA Mortgage
NATIONWIDE MORTGAGE BANKERS INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 16, 2023 · Amount on Record
Deed SaleMar 16, 2023 · Amount on Record
Deed Document Number202315005
Deed Book / Page2104 / 500
Prior Transfer DateSep 15, 2009
Prior Transfer Doc0000039342
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3243 TAYLOR ST, SCHENECTADY, NY 12306-1422
Transaction TypeMortgage
Record UpdatedFeb 20, 2024
Title CompanyFIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3243 TAYLOR ST, ROTTERDAM, NY 12306-1422
InvestorPossibly a Property Investor

Mortgage

Document Number0000050491
DateOct 12, 2021
Book Page5155/209
Instrument202150491
Lender
NameBERKSHIRE BANK
TypeBank
AddressPITTSFIELD, MA 01201
Agreement
TypeLine of Credit
AmountAmount Recorded
Term238 Months
DueAug 20, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 16, 2023
Property Address3243 TAYLOR ST, SCHENECTADY, NY 12306-1422
Document Number0000015005
Book / Page2104 / 500
Instrument DateFeb 03, 2023
Instrument202315005
Transaction TypeTransfer
Record UpdatedApr 14, 2026
Title CompanySTEWART TITLE INS CO UPSTATE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,480.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3243 TAYLOR ST, SCHENECTADY, NY 12306-1422

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address105 17 103RD DRIVE #1 # 1, 1, SCHENECTADY, NY 12306

Mortgage

Document Number0000015006
DateMar 16, 2023
Instrument202315006
Lender
NameNATIONWIDE MORTGAGE BANKERS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2053

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$10,300.00$256,700 (-) Land $9,000 Building $247,700$394,900 (+16.92%) Land $13,845 Building $381,055
2023$256,700 Land $9,000 Building $247,700$337,763 Land $11,842 Building $325,921

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of January 7, 2014 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Greenlight Networks Holding
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile USA
Fixed Wireless
100 / 20

Based on FCC filings for 341 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemROTTERDAM WD #5
serves 28,000 people
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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