3229 Taylor St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3229 Taylor St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,010 sqft · built 1915
Lot Size0.15 acres (6,534 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Mar 2026)
Tax Bill$3,954 (2026)
Deeds & MortgagesMar 2026 Sale & Mortgage
Jan 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.18-8-9.2

Property Details

APN / Parcel Number

Primary APN422800 48.18-8-9.2
Alternative APN
  • 280004801800080090020000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,010 sqft Living Area
1st Floor Area746 sqft
Upper Floors Area264 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1915
Effective Year BuiltEffective 1970
Architectural StyleBungalow
Exterior MaterialAluminum/Vinyl
Lot Area6,534 sqft (0.15 acres)
Lot Dimensions130 ft deep x 48 ft wide

Exterior Amenities

PorchSlab
Porch Area200 sqft
Shed1 Shed
Shed Area60 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3229 TAYLOR ST
CitySCHENECTADY
StateNY
Zip12306-1422
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR,ADD MAPLEWOOD REV - PT 169,17 6.-473-22.9
Legal Block8
Legal Lot Number9.002
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4003
Census Tract32700

Owner

3229 Taylor St is owned and occupied by an individual who bought it in March 2026.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address48 ELIZABETH ST, 2, AMSTERDAM, NY 12010-3660
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2026Warranty Deed, Transfer · Conventional Mortgage
COMMUNITY BANK NA
Jan 20, 2026Deed, Transfer
AMERISTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 26, 2026 · Amount on File
Deed SaleMar 26, 2026 · Amount on File
Prior SaleJan 20, 2026 · Amount on File
Deed Document Number20266954
Deed Book / Page2169 / 168
Record UpdatedOct 29, 2026

March 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSCHENECTADY NY
Recording DateMar 26, 2026
Property Address3229 TAYLOR ST, SCHENECTADY, NY 12306-1422
Document Number0000006954
Map ReferenceMB 9 PG 251
Instrument DateMar 26, 2026
Instrument202606954
Transaction TypeTransfer
Record UpdatedMay 1, 2026
Title CompanyGRS TITLE SERVICES LLC, 3G TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1825 RANDOLPH RD, SCHENECTADY, NY 12308-2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address48 ELIZABETH ST APT 2ND, AMSTERDAM, NY 12010-3660

Mortgage

Document Number0000006955
DateMar 26, 2026
Instrument202606955
Lender
NameCOMMUNITY BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueApr 1, 2056

January 2026: Deed, Transfer

Document TypeDeed
JurisdictionSCHENECTADY NY
Recording DateJan 20, 2026
Property Address3229 TAYLOR ST, SCHENECTADY, NY 12306-1422
Document Number0000001348
Map ReferenceMB 9 PG 251
Instrument DateJan 20, 2026
Instrument202601348
Transaction TypeTransfer
Record UpdatedJan 30, 2026

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$580.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3229 TAYLOR ST, SCHENECTADY, NY 12306-1422

Transferred To (Grantee/Buyer)

NameVerified Name
Address1825 RANDOLPH RD, SCHENECTADY, NY 12308-2021

Mortgage

Document Number0000001349
DateJan 20, 2026
Instrument202601349
Lender
NameAMERISTAR FINANCIAL CORP
TypeFunding / Finance Company
AddressDOVER, DE 19901
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 3229 Taylor St was $3,954 with a homeowner's exemption, down 7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,954.00 (-7.03%) Homeowner's exemption
2025$4,253.00$106,000 (-) Land $9,000 Building $97,000$163,100 (+10.8%) Land $13,848 Building $149,252
2024$106,000 (-) Land $9,000 Building $97,000$147,200 (+5.52%) Land $12,498 Building $134,702
2023$106,000 Land $9,000 Building $97,000$139,500 Land $11,844 Building $127,656

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3229 Taylor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3229 Taylor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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