3255 Taylor St, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 3255 Taylor St, Schenectady, NY 12306

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 792 sqft · built 1945
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Last Sale$117,000 (Jan 2010)
Tax Bill$3,731 (2026)
Deeds & MortgagesMar 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN422800 48.18-8-13

Property Details

APN / Parcel Number

Primary APN422800 48.18-8-13
Alternative APN
  • 280004801800080130000000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area792 sqft Living Area
1st Floor Area792 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions140 ft deep x 66 ft wide

Exterior Amenities

PorchPorch
Porch Area150 sqft
Shed1 Shed
Shed Area40 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address3255 TAYLOR ST
CitySCHENECTADY
StateNY
Zip12306-1442
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal DescriptionR SENIOR AFFIDAVIT REQUIRED 6.-473-16.9/MPLWD1-162,63
Legal Block8
Legal Lot Number13.000
JurisdictionSCHENECTADY NY
Township / Civil DivisionROTTERDAM
Census Block Group4
Census Block4007
Census Tract32700

Owner

3255 Taylor St is owned and occupied by two individuals who bought it in January 2010.

Source: Schenectady County and Rotterdam Town records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address3255 TAYLOR ST, SCHENECTADY, NY 12306-1442
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 27, 2010 · Amount on File
Deed SaleJan 27, 2010 · Amount on File
Deed Document Number20104184
Deed Book / Page1814 / 989
Record UpdatedOct 29, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address3255 TAYLOR ST, SCHENECTADY, NY 12306-1442
Transaction TypeMortgage
Record UpdatedApr 2, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3255 TAYLOR ST, SCHENECTADY, NY 12306-1442

Mortgage

Document Number0000009485
DateMar 10, 2021
Book Page5076/719
Instrument202109485
Lender
NameTRUSTCO BANK
TypeBank
AddressALBANY, NY 12205
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term358 Months
DueJan 12, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 3255 Taylor St was $3,731 with a homeowner's exemption, down 7% from the year before.

Source: Schenectady County and Rotterdam Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,731.00 (-7%) Homeowner's exemption
2025$4,012.00$100,000 Land $12,600 Building $87,400$153,800 Land $19,379 Building $134,421
2023$100,000 Land $12,600 Building $87,400$131,600 Land $16,582 Building $115,018

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3255 Taylor St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 7, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 3255 Taylor St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemROTTERDAM WD #5
serves 28,000 people · EPA ID NY4600069
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 438 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Greenlight Networks
Fiber
8,000 / 8,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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