3240 Hanover Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 3240 Hanover Rd, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,546 sqft · built 2021
Lot Size	5.01 acres (218,236 sqft)
Owner	2 Individual Names on File
Last Sale	$119,900 (Sep 2020)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-04-300-006-000`

Property Details

APN / Parcel Number

Primary APN	`07-04-300-006-000`

Interior

Bedrooms	3 Beds
Building Area	2,546 sqft Living Area
1st Floor Area	2,546 sqft
Basement Area	2,546 sqft
Unfinished Basement	2,546 sqft

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Lot Area	218,236 sqft (5.01 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3240 HANOVER RD
City	WATERLOO
State	IL
Zip	62298-6047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MA2
Legal Description	PART SW/4 SEC 4
Legal Range	10W
Legal Township	02S
Legal Section	04
Jurisdiction	MONROE IL
Township / Civil Division	14
Census Block Group	2
Census Block	2004
Census Tract	600402

Owner

Source: Monroe County records · APN 07-04-300-006-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3240 HANOVER RD, WATERLOO, IL 62298-6047
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST FSB
Nov 12, 2021	Deed of Trust, Mortgage · VA Mortgage NAVY FCU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 08, 2020 · Amount on Record
Deed Sale	Sep 08, 2020 · Amount on Record
Deed Document Number	2020410801
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3240 HANOVER RD, WATERLOO, IL 62298-6047
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000416685
Date	Apr 26, 2021
Instrument	416685

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	3240 HANOVER RD, WATERLOO, IL 62298-6047
Transaction Type	Mortgage
Record Updated	Nov 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000420900
Date	Nov 12, 2021
Instrument	420900

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$197,080 (+3.66%) Land $23,640 Building $173,440	$591,240 (+3.66%) Land $70,920 Building $520,320
2024		$190,119 (+19.59%) Land $24,966 Building $165,153	$570,357 (+19.59%) Land $74,898 Building $495,459
2022	Disabled Person's exemption Additional exemption filed	$158,970 Land $23,640 Building $135,330	$476,910 Land $70,920 Building $405,990

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	263 (1993–2019)
Most Recent Claim	Jun 2019 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, Jun 2019 · 9 claims Severe Storms & Flooding, Oct 1993 · 252 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20
HTC Holding DSL · Fiber in parts of the area	100 / 20

Based on FCC filings for 21 locations within half a mile of this property.

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