Monroe County property record for 3090 Hanover Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,164 sqft · built 1919 |
| Lot Size | 3.93 acres (171,191 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $330,000 (Oct 2025) |
| Tax Bill | $5,466 (2024) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-400-002-000 |
| Primary APN | 07-05-400-002-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,164 sqft Building Perimeter |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 582 sqft |
| Unfinished Basement | 582 sqft |
| Year Built | Built 1919 |
|---|---|
| Effective Year Built | Effective 1919 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 171,191 sqft (3.93 acres) |
| Garage Area | 672 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 2,248 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 136 sqft |
| Deck Area | 220 sqft |
| Patio Area | 80 sqft |
| Shed | 1 Shed |
| Shed Area | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3090 HANOVER RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-5347 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | PART LOT 16BA |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Legal Lot Number | 16 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 600402 |
Source: Monroe County records, as of August 10, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 380 SALINE RD, FENTON, MO 63026-4777 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 16, 2025 · Amount on Record |
| Deed Sale | Oct 16, 2025 · Amount on Record |
| Deed Document Number | 2025439653 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 16, 2025 |
| Property Address | 3090 HANOVER RD, WATERLOO, IL 62298-5347 |
| Document Number | 0000439653 |
| Map Reference | MB A PG 36 |
| Instrument Date | Oct 1, 2025 |
| Instrument | 439653 |
| Transaction Type | Transfer |
| Record Updated | Oct 29, 2025 |
| Title Company | COMMUNITY TITLE AND ESCROW, COMMUNITY TITLE & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $495.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3090 HANOVER RD, WATERLOO, IL 62298-5347 |
| Document Number | 0000439654 |
|---|---|
| Date | Oct 16, 2025 |
| Instrument | 439654 |
| Name | AMERICAN MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.63% |
Source: Monroe County assessment roll, as of August 29, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $97,290 (-2.99%) Land $21,820 Building $75,470 | $291,870 (-2.99%) Land $65,460 Building $226,410 | |
| 2024 | $5,466.00 Additional exemption filed | $100,287 (+18.68%) Land $23,044 Building $77,243 | $300,861 (+18.68%) Land $69,132 Building $231,729 |
| 2022 | Additional exemption filed | $84,500 Land $21,820 Building $62,680 | $253,500 Land $65,460 Building $188,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 263 (1993–2019) |
| Most Recent Claim | Jun 2019 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · above 42% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Harrisonville Telephone Company DSL · Fiber in parts of the area | 100 / 20 |
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