Monroe County property record for 3145 Hanover Rd, Waterloo, IL 62298
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,684 sqft · built 1860 |
| Lot Size | 5.52 acres (240,451 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $7,158 (2024) |
| Deeds & Mortgages | Oct 2025 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-05-200-013-000 |
| Primary APN | 07-05-200-013-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,684 sqft Building Perimeter |
| 1st Floor Area | 1,684 sqft |
| Year Built | Built 1860 |
|---|---|
| Effective Year Built | Effective 1860 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | No Foundation |
| Lot Area | 240,451 sqft (5.52 acres) |
| Porch | Slab |
| Porch Area | 246 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 3145 HANOVER RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-6045 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MA2 |
| Legal Description | PART NE SE & PART SE NE |
| Legal Range | 10W |
| Legal Township | 02S |
| Legal Section | 05 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 14 |
| Census Block Group | 1 |
| Census Block | 1119 |
| Census Tract | 600102 |
Source: Monroe County records · APN 07-05-200-013-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 3145 HANOVER RD, WATERLOO, IL 62298-6045 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2025 |
| Transfer Doc | 0000439807 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Oct 27, 2025 |
| Property Address | 3145 HANOVER RD, WATERLOO, IL 62298-6045 |
| Document Number | 0000439807 |
| Instrument Date | Oct 24, 2025 |
| Instrument | 439807 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3145 HANOVER RD, WATERLOO, IL 62298-6045 |
| Name | Verified Name |
|---|---|
| Relationship | Family Living Trust |
| Address | 3145 HANOVER RD, WATERLOO, IL 62298-6045 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $133,130 (-2.45%) Land $24,500 Building $108,630 | $399,390 (-2.45%) Land $73,500 Building $325,890 | |
| 2024 | $7,158.00 Homeowner's exemption Additional exemption filed | $136,469 (+48.34%) Land $25,874 Building $110,595 | $409,407 (+48.34%) Land $77,622 Building $331,785 |
| 2022 | Homeowner's exemption Additional exemption filed | $92,000 Land $20,690 Building $71,310 | $276,000 Land $62,070 Building $213,930 |
Source: FEMA National Flood Hazard Layer as of August 18, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 23 policies |
| Nearby Flood Policies | 23 in force |
| Nearby Flood Claims | 46 (1993–2019) |
| Most Recent Claim | Jul 2019 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| HTC Holding DSL · Fiber in parts of the area | 100 / 20 |
Based on FCC filings for 21 locations within half a mile of this property.
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