324 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 324 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,112 sqft · built 1960
Lot Size	0.929 acres (40,467 sqft)
Owner	Individual Name on File
Last Sale	$640,000 (Apr 2024)
Tax Bill	$10,322 (2026)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-20 000018`

Property Details

APN / Parcel Number

Primary APN	`R-20 000018`
Alternative APNs	`STOW M:000R-20 P:018` `M:000R=20 P:018`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,112 sqft Living Area
Gross Area	2,355 sqft
1st Floor Area	1,075 sqft
Basement Area	1,075 sqft
Unfinished Basement	1,075 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,467 sqft (0.929 acres)
Garage Type	Basement
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	R-20 000018
Street Address	324 W ACTON RD
City	STOW
State	MA
Zip	01775-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1006
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	324 W ACTON RD, STOW, MA 01775-3101
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2024	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE AFFINITY LLC
Sep 23, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance ALIGN CREDIT UNION
Jun 29, 2017	Quit Claim Deed, Transfer · Conventional with PMI ALIGN CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2024 · Amount on File
Deed Sale	Apr 26, 2024 · Amount on File
Prior Sale	Jun 29, 2017 · Amount on File
Deed Book / Page	82706 / 375
Record Updated	Oct 29, 2026

April 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Apr 26, 2024
Property Address	324 W ACTON RD, STOW, MA 01775-3101
Document Number	082706-375
Book / Page	82706 / 375
Instrument Date	Apr 26, 2024
Instrument	42291
Transaction Type	Transfer
Record Updated	May 10, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	324 W ACTON RD, STOW, MA 01775-3101

Mortgage

Document Number	0000042292
Date	Apr 26, 2024
Instrument	42292

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STOW MA
Property Address	324 W ACTON RD, STOW, MA 01775-3101
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	75691-408
Date	Sep 23, 2020
Book Page	75691/408
Instrument	168673

Lender

Name	ALIGN CREDIT UNION

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	241 Months
Due	Oct 1, 2040

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 29, 2017
Property Address	324 W ACTON RD, STOW, MA 01775-3101
Document Number	69524-75
Book / Page	069524 / 000075
Instrument Date	Jun 21, 2017
Instrument	100319
Transaction Type	Transfer
Record Updated	Jul 18, 2017

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,710.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	324 W ACTON RD STOW MA 017753101, STOW, MA 01775-3101

Mortgage

Document Number	69524-77
Date	Jun 29, 2017
Book Page	069524/000077
Instrument	100320

Lender

Name	ALIGN CU
Type	Credit Union

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Jun 28, 2047

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$10,322.00 (+14.43%)	$577,600 (+11.55%) Land $336,100 Building $241,500	$653,425 (+10.09%)
2025	$9,020.00 (+0.29%)	$517,800 (-2.3%) Land $320,100 Building $197,700	$593,560
2024	$8,994.00 (-1.84%)	$530,000 (+4.87%) Land $308,200 Building $221,800
2023	$9,163.00	$505,400 Land $294,200 Building $211,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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