320 W Acton Rd, Stow, MA 01775 Property Records

Middlesex County and Stow Town property record for 320 W Acton Rd, Stow, MA 01775

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 4,343 sqft · built 2015
Lot Size	6.97 acres (303,744 sqft)
Owner	Individual Name on Record
Last Sale	$900,000 (Dec 2019)
Tax Bill	$26,753 (2026)
Deeds & Mortgages	Aug 2020 Transfer Jun 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-20 0017-1`

Property Details

APN / Parcel Number

Primary APN	`R-20 0017-1`
Alternative APN	`STOW M:000R-20 P:017-1`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,343 sqft Living Area
Gross Area	8,628 sqft
1st Floor Area	1,875 sqft
Attic	Attic
Attic Area	1,463 sqft
Basement Area	1,847 sqft
Unfinished Basement	681 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	303,744 sqft (6.97 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	R-20 0017-1
Street Address	320 W ACTON RD
City	STOW
State	MA
Zip	01775-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Jurisdiction	STOW MA
Township / Civil Division	STOW
Census Block Group	1
Census Block	1006
Census Tract	323102

Owner

Source: Middlesex County and Stow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	320 W ACTON RD, STOW, MA 01775-3101
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 13, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jun 9, 2020	Quit Claim Deed, Transfer · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Dec 13, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage QUICKEN LOANS INC
Jan 29, 2019	Quit Claim Deed, Transfer Quitclaim
Jan 29, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2019 · Amount on Record
Deed Sale	Dec 13, 2019 · Amount on Record
Prior Sale	Dec 16, 2015 · Amount on Record
Deed Document Number	20197740
Deed Book / Page	73821 / 236
Last Transfer Date	Jun 15, 2020
Transfer Doc	75360-99
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Aug 13, 2020
Property Address	320 W ACTON RD, STOW, MA 01775-3101
Document Number	75360-99
Book / Page	075360 / 000099
Instrument Date	Jun 15, 2020
Instrument	137348
Transaction Type	Transfer
Record Updated	Sep 1, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ACTON RD STOW MA 017753101, STOW, MA 01775-3101

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jun 9, 2020
Property Address	320 W ACTON RD, STOW, MA 01775-3101
Document Number	74846-172
Book / Page	74846 / 172
Instrument Date	Jun 4, 2020
Instrument	88804
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ACTON RD, STOW, MA 01775-3101

Mortgage

Document Number	74846-175
Date	Jun 9, 2020
Book Page	74846/175
Instrument	88805

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Dec 13, 2019
Property Address	320 W ACTON RD, STOW, MA 01775-3101
Document Number	73821-236
Book / Page	73821 / 236
Instrument Date	Dec 11, 2019
Instrument	197740
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ACTON RD, STOW, MA 01775-3101

Mortgage

Document Number	197741
Date	Dec 13, 2019
Instrument	197741

Lender

Name	QUICKEN LOANS INC
Type	Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jan 29, 2019
Property Address	320 W ACTON RD, STOW, MA 01775-3101
Document Number	72174-262
Book / Page	072174 / 000262
Instrument Date	Jan 24, 2019
Instrument	12003
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	320 W ACTON RD STOW MA 017753101, STOW, MA 01775-3101

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STOW MA
Recording Date	Jan 29, 2019
Property Address	320 W ACTON RD, STOW, MA 01775-3101
Document Number	72174-260
Book / Page	072174 / 000260
Instrument Date	Jan 24, 2019
Instrument	12002
Transaction Type	Transfer
Record Updated	Feb 19, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	320 W ACTON RD STOW MA 017753101, STOW, MA 01775-3101

Tax Assessment & Valuation

Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Stow Town
Unified School District	Nashoba School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$26,753.00 (+11.33%)	$1,497,100 (+8.52%) Land $436,400 Building $1,060,700	$1,292,629 (+13.1%)
2025	$24,031.00 (+7.94%)	$1,379,500 (+5.15%) Land $415,600 Building $963,900	$1,142,945
2024	$22,263.00 (+2.46%)	$1,311,900 (+9.46%) Land $403,200 Building $908,700
2023	$21,729.00	$1,198,500 Land $387,800 Building $810,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · above 98.9% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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