Middlesex County and Stow Town property record for 312 W Acton Rd, Stow, MA 01775
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 5,234 sqft · built 2016 |
| Lot Size | 4.39 acres (191,359 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $898,165 (Jan 2017) |
| Tax Bill | $24,743 (2026) |
| Deeds & Mortgages | Mar 2022 Refinance Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-20 0017-4 |
| Primary APN | R-20 0017-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 5,234 sqft Living Area |
| Gross Area | 9,725 sqft |
| 1st Floor Area | 1,707 sqft |
| Attic | Attic |
| Attic Area | 1,143 sqft |
| Basement Area | 1,690 sqft |
| Unfinished Basement | 1,690 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 191,359 sqft (4.39 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | R-20 0017-4 |
|---|---|
| Street Address | 312 W ACTON RD |
| City | STOW |
| State | MA |
| Zip | 01775-3101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Jurisdiction | STOW MA |
| Township / Civil Division | STOW |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 323102 |
312 W Acton Rd is owned and occupied by two individuals who bought it in January 2017.
Source: Middlesex County and Stow Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 312 W ACTON RD, STOW, MA 01775-3101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 8, 2022 | Deed of Trust, Mortgage · Stand-Alone Refinance SILICON VALLEY BANK |
| Jan 31, 2017 | Deed of Trust, Mortgage SILICON VALLEY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 31, 2017 · Amount on File |
| Deed Sale | Jan 31, 2017 · Amount on File |
| Deed Book / Page | 68840 / 594 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 312 W ACTON RD, STOW, MA 01775-3101 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 079788-576 |
|---|---|
| Date | Mar 8, 2022 |
| Book Page | 79788/576 |
| Instrument | 35294 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Apr 1, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STOW MA |
| Property Address | 312 W ACTON RD, STOW, MA 01775-3101 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 68841-22 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 68841/22 |
| Instrument | 17595 |
| Name | SILICON VALLEY BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 120 Months |
| Due | Jan 1, 2027 |
The 2026 property tax bill for 312 W Acton Rd was $24,743, up 3.7% from the year before.
Source: Middlesex County and Stow Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Stow Town |
| Unified School District | Nashoba School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $24,743.00 (+3.68%) | $1,384,600 (+1.07%) Land $403,900 Building $980,700 | $1,307,601 (-3.78%) |
| 2025 | $23,864.00 (+8.71%) | $1,369,900 (+5.9%) Land $384,600 Building $985,300 | $1,358,975 |
| 2024 | $21,952.00 (+2.89%) | $1,293,600 (+9.93%) Land $372,200 Building $921,400 | |
| 2023 | $21,335.00 | $1,176,800 Land $356,800 Building $820,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 312 W Acton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 312 W Acton Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 98.9% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
5G (outdoors only) and 4G LTE
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