324 W 6th St, Covington, KY 41011 Property Records

Kenton County property record for 324 W 6th St, Covington, KY 41011

Property Summary

Property Type	Townhouse
Details	3 bd · 2.5 ba · 1,714 sqft
Lot Size	0.072 acres (3,146 sqft)
Owner	Company Name on File
Last Sale	$575,000 (Apr 2021)
Tax Bill	$7,618 (2025)
Deeds & Mortgages	Feb 2026 Line of Credit Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`054-21-02-009.02`

Property Details

APN / Parcel Number

Primary APN	`054-21-02-009.02`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,714 sqft Finished Area
Gross Area	2,090 sqft

Exterior

Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	3,146 sqft (0.072 acres)
Lot Dimensions	157 ft deep x 20 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	324 W 6TH ST
City	COVINGTON
State	KY
Zip	41011-1302
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CHESTER & MANSFIELD BLK 23 PT LOTS 19-20 20'X 157.33'
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	23
Legal Block	23
Legal Lot Number	19,20
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

324 W 6th St, a townhouse, is owned by a company that acquired it in March 2025.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	1906 WINDING VW, SAN ANTONIO, TX 78260-7206
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA
Apr 14, 2021	Deed, Transfer · Conventional Mortgage EAGLE SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2021 · Amount on File
Deed Sale	Apr 14, 2021 · Amount on File
Prior Sale	Nov 9, 2015 · Amount on File
Deed Document Number	20215900195
Deed Book / Page	84 / 272
Last Transfer Date	Mar 29, 2025
Transfer Doc	0005900191
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	324 W 6TH ST, COVINGTON, KY 41011-1302
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1906 WINDING VW, SAN ANTONIO, TX 78260-7206

Mortgage

Document Number	0000001939
Date	Feb 2, 2026
Book Page	729/673
Instrument	26059000001939

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	293 Months
Due	Jul 10, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Apr 14, 2021
Property Address	324 W 6TH ST, COVINGTON, KY 41011-1302
Document Number	0005900195
Book / Page	84 / 272
Instrument Date	Mar 29, 2021
Instrument	21041405900195
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	RIVERVIEW TITLE AGENCY INC, RIVERVIEW TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	324 W 6TH ST, COVINGTON, KY 41011-1302

Mortgage

Document Number	0005900196
Date	Apr 14, 2021
Instrument	21041405900196

Lender

Name	EAGLE SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 1, 2036

Tax Assessment & Valuation

The 2025 property tax bill for 324 W 6th St was $7,618.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,000 (-) Land $15,000 Building $560,000	$575,000 (-) Land $15,000 Building $560,000
2025	$7,618.00	$575,000 Land $10,000 Building $565,000	$575,000 Land $10,000 Building $565,000
2023	$7,659.00	$575,000 Land $10,000 Building $565,000	$575,000 Land $10,000 Building $565,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 324 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 324 W 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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