321 W 6th St, Covington, KY 41011 Property Records

Kenton County property record for 321 W 6th St, Covington, KY 41011

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,415 sqft · built 1910
Lot Size0.076 acres (3,300 sqft)
OwnerIndividual Name on File
Tax Bill$1,601 (2025)
Flood ZoneZone X (minimal risk)
APN054-21-03-004.00

Property Details

APN / Parcel Number

Primary APN054-21-03-004.00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories2 Stories
Building Area2,415 sqft Finished Area
Gross Area2,541 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialBrick
Foundation TypeStone
Roof MaterialSlate
Lot Area3,300 sqft (0.076 acres)
Lot Dimensions110 ft deep x 30 ft wide

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address321 W 6TH ST
CityCOVINGTON
StateKY
Zip41011-1301
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHESTER & MANSFIELD BLK 32 UNNUM LOT 30'X 110' SS 6TH 159' E MAIN
Legal SubdivisionCHESTER & MANSFIELD
Legal Phase32
Legal Block32
Legal Lot Number30
JurisdictionKENTON KY
Township / Civil DivisionCOVINGTON
Census Block Group1
Census Block1007
Census Tract60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Side-Main Strasse Historic District
listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

321 W 6th St is owned and occupied by an individual.

Source: Kenton County records, as of October 20, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 122616, COVINGTON, KY 41012-2616
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 321 W 6th St was $1,601 with a homeowner's exemption.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateKentucky
CountyKenton County
MunicipalityCovington City
Unified School DistrictCovington Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$257,600 (+51.53%) Land $10,000 Building $247,600$257,600 (+51.53%) Land $10,000 Building $247,600
2025$1,601.00 Homeowner's exemption$170,000 Land $10,000 Building $160,000$170,000 Land $10,000 Building $160,000
2023$1,646.00 Homeowner's exemption$170,000 Land $10,000 Building $160,000$170,000 Land $10,000 Building $160,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 321 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 321 W 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHERN KENTUCKY WATER DISTRICT
serves 259,949 people · EPA ID KY0590220
Water SourceSurface water
Last State InspectionOct 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on W 6th St

Nearby Streets

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