322 W 6th St, Covington, KY 41011 Property Records

Kenton County property record for 322 W 6th St, Covington, KY 41011

Property Summary

Property Type	Townhouse
Details	2 bd · 2 ba · 1,714 sqft
Lot Size	0.072 acres (3,146 sqft)
Owner	Individual Name on File
Last Sale	$65,000 (Sep 2013)
Tax Bill	$4,265 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`054-21-02-009.01`

Property Details

APN / Parcel Number

Primary APN	`054-21-02-009.01`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,714 sqft Finished Area
Gross Area	2,062 sqft

Exterior

Architectural Style	Townhouse
Exterior Material	Brick
Foundation Type	Stone
Roof Material	Metal
Lot Area	3,146 sqft (0.072 acres)
Lot Dimensions	157 ft deep x 20 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	322 W 6TH ST
City	COVINGTON
State	KY
Zip	41011-1302
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Description	CHESTER & MANSFIELD BLK 23 PT LOT 20 20'X 157.33'
Legal Subdivision	CHESTER & MANSFIELD
Legal Phase	23
Legal Block	23
Legal Lot Number	20
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1002
Census Tract	60300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the West Side-Main Strasse Historic District listed 1983 · 800 contributing resources · NRIS 83003650

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

322 W 6th St, a townhouse, is owned and occupied by an individual who bought it in September 2013.

Source: Kenton County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	322 W 6TH ST, COVINGTON, KY 41011-1302
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2013 · Amount on File
Deed Sale	Sep 27, 2013 · Amount on File
Deed Document Number	201309 27 059 00111
Deed Book / Page	5278 / 80
Prior Transfer Date	Sep 19, 2013
Prior Transfer Doc	0000000111
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Recording Date	Jun 24, 2026
Property Address	322 W 6TH ST, COVINGTON, KY 41011-1302
Document Number	0000013166
Book / Page	450 / 571
Instrument Date	Jun 3, 2026
Instrument	202613166
Transaction Type	Mortgage
Record Updated	Jul 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	322 W 6TH ST, COVINGTON, KY 41011-1302

Mortgage

Document Number	0000013166,
Date	Jun 24, 2026
Book Page	450/571
Instrument	202613166

Lender

Name	CAPITAL LENDING

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jun 3, 2056

Interest

Rate	6.37%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 322 W 6th St was $4,265.

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$418,700 (+30.07%) Land $15,000 Building $403,700	$418,700 (+30.07%) Land $15,000 Building $403,700
2025	$4,265.00	$321,900 Land $10,000 Building $311,900	$321,900 Land $10,000 Building $311,900
2023	$4,287.00	$321,900 Land $10,000 Building $311,900	$321,900 Land $10,000 Building $311,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 322 W 6th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 322 W 6th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

Nearby Properties on W 6th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures