Madison County property record for 324 Usher Rd, Madison, AL 35757
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,059 sqft · built 1987 |
| Lot Size | 0.378 acres (16,500 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $644 (2025) |
| Deeds & Mortgages | Jan 2017 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 15-03-08-0-002-031.000 |
| Primary APN | 15-03-08-0-002-031.000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,059 sqft Living Area |
| 1st Floor Area | 1,059 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Exterior Material | Other |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,500 sqft (0.378 acres) |
| Lot Dimensions | 165 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 209948 |
|---|---|
| Street Address | 324 USHER RD |
| City | MADISON |
| State | AL |
| Zip | 35757-8011 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ALL THAT PART OF NE1/4 OF SEC 8 PARTIC DESC AS BEG AT A PT ON THE N MAR OF USHER RD WH IS LOC E 495 FT N 01 DEG W 676.82 FT N |
| Legal Range | 02W |
| Legal Township | 03S |
| Legal Section | 08 |
| Legal Subdivision | WINTER RIDGE |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | MADISON AL |
| Township / Civil Division | HUNTSVILLE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10629 |
Source: Madison County records · APN 15-03-08-0-002-031.000
Assessment roll updated January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 324 USHER RD, MADISON, AL 35757-8011 |
| Occupancy | Owner Occupied |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Transfer Date | Aug 31, 2007 |
| Transfer Doc | 0000624030 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON AL |
| Property Address | 324 USHER RD, MADISON, AL 35757-8011 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | LENDERLIVE SETTLEMENT SERVIC |
| Name | Verified Name |
|---|
| Document Number | 0000021380 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 20170112000021380 |
| Name | DISCOVER BANK |
|---|---|
| Type | Bank |
| Address | NEW CASTLE, DE 19720 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 05, 2027 |
Source: Madison County records · Assessment roll updated January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Madison County |
| Unified School District | Madison County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $644.00 (+8.42%) Homeowner's exemption | $19,300 (+7.58%) Land $4,000 Building $15,300 | $192,900 (+7.59%) Land $40,000 Building $152,900 |
| 2023 | $594.00 (+18.56%) Homeowner's exemption | $17,940 (+17.25%) Land $4,000 Building $13,940 | $179,300 (+17.27%) Land $40,000 Building $139,300 |
| 2022 | $501.00 Homeowner's exemption | $15,300 Land $3,000 Building $12,300 | $152,900 Land $30,000 Building $122,900 |
Source: FEMA National Flood Hazard Layer as of September 16, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 96% of the US · lower than 99% of Alabama |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Mediacom Communications Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 251 locations within half a mile of this property.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures